SWIFT

Niobi

African payments infrastructure for collections, payouts, and financial operations

Wise

International Transfers

Currenxie

SMEs and enterprises needing multi-currency global accounts, local collect/payout rails, and embedded cross-border payments infrastructure

PayXL

BVNK

Enterprise fintechs and PSPs integrating stablecoin payments infrastructure

AdvCash (now Volet.com)

Multi-Currency E-wallet

Convera

B2B cross-border payments and FX

Narvi

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.

ACI Worldwide

Real-time payments

Gemba

UK and EU fintechs, platforms, marketplaces and communities that want to offer their own branded business accounts, IBANs, FX, payouts and cards without holding their own licence.

Banking Circle

Financial Institution Infrastructure

Altery

Businesses that need multi-currency accounts in EUR, GBP and USD, cross-border supplier and mass payouts, and API-driven card issuing, rather than card acceptance.

ABF PAY

Nexpay

Corporate clients, including crypto firms, PSPs, gambling and betting operators and other high-risk or cross-border digital businesses, that need EUR business accounts with dedicated IBANs and SEPA/SWIFT payments.

wamo

Small and mid-sized businesses and self-employed people in the EEA (and companies in the UK) who want a multi-currency business account with Visa cards and an integrated in-person POS terminal.

OSL

Businesses and platforms such as PSPs, payroll providers, e-commerce marketplaces, FX/CFD brokers, digital entertainment operators, and crypto exchanges or wallets that need to collect, convert and pay out stablecoins and fiat.

bunq

European Digital Banking

Openpay

Mexican e-commerce

SH Financial

Fintechs, platforms and businesses (including licensed crypto exchanges/VASPs and high-risk industries) that need multi-currency IBAN business accounts or want to launch their own Visa card programs.

Payswix

Businesses, including higher-risk sectors such as forex, gambling and crypto (on the Business Exclusive plan), that need EUR IBAN accounts, SEPA/SWIFT payments and basic card acquiring from an EU-licensed provider.

Currencycloud

B2B Cross-Border

Noveba

Fintechs, start-ups, e-commerce platforms and financial institutions that want to launch branded payment accounts via white-label or API, and international businesses needing EUR/GBP IBAN accounts.

3S Money

UK, EU and UAE-incorporated businesses such as importers/exporters, wholesalers and real-estate managers that need multi-currency accounts for high-value international transfers.

Mizuho Bank