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SH Financial

SH Financial is the brand of UAB Stanhope Financial, an electronic money institution authorised by the Bank of Lithuania. It offers businesses multi-currency accounts with safeguarding in 15 currencies, named IBAN accounts, international and domestic transfers (SEPA, Faster Payments, ACH/US domestic wires), and FX. As a Visa principal member it also offers card issuance, BIN sponsorship and Cards as a Service for consumer and corporate card programs.

Fees from
Accumulative: Account Opening Fee € 100.00; Account Monthly Fee FREE; SEPA (IN) FREE; SEPA (OUT) Unavailable; SWIFT (IN) FREE; SWIFT (OUT) Unavailable; FX (G10) 1%. NB-8 Business: Opening € 100.00; Monthly € 5.00; SEPA (IN) FREE; SEPA (OUT) € 0.50; SWIFT (IN/OUT) 0.25% Min € 25.00; FX (G10) 1%. EEA+ Business: Opening € 100.00; Monthly € 50.00; SEPA (IN/OUT) 0.10% Min € 2.00; SWIFT (IN/OUT) 0.30% Min € 25.00; FX (G10) 1%. MAX Business (High risk Industries): Opening €500.00; Monthly €200.00; SEPA (IN/OUT) 0.25% Min € 2.00; SWIFT (IN/OUT) 0.50% Min €50.00; FX (G10) 1%. CRYPTO Business: Opening €1000.00; Monthly €500.00; SEPA (IN/OUT) 0.25% Min € 2.00; SWIFT (IN/OUT) 0.50% Min €50.00; FX (G10) 1%. Enterprise: tailored pricing.
Settlement
—
Coverage
1 country
Payment methods
9
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with SH Financial before signing. Visit Website is an external link; we may earn a commission.

SH Financial overview

Best for

Fintechs, platforms and businesses (including licensed crypto exchanges/VASPs and high-risk industries) that need multi-currency IBAN business accounts or want to launch their own Visa card programs.

SH Financial pricing & fees

Pricing structure

Pricing
Accumulative: Account Opening Fee € 100.00; Account Monthly Fee FREE; SEPA (IN) FREE; SEPA (OUT) Unavailable; SWIFT (IN) FREE; SWIFT (OUT) Unavailable; FX (G10) 1%. NB-8 Business: Opening € 100.00; Monthly € 5.00; SEPA (IN) FREE; SEPA (OUT) € 0.50; SWIFT (IN/OUT) 0.25% Min € 25.00; FX (G10) 1%. EEA+ Business: Opening € 100.00; Monthly € 50.00; SEPA (IN/OUT) 0.10% Min € 2.00; SWIFT (IN/OUT) 0.30% Min € 25.00; FX (G10) 1%. MAX Business (High risk Industries): Opening €500.00; Monthly €200.00; SEPA (IN/OUT) 0.25% Min € 2.00; SWIFT (IN/OUT) 0.50% Min €50.00; FX (G10) 1%. CRYPTO Business: Opening €1000.00; Monthly €500.00; SEPA (IN/OUT) 0.25% Min € 2.00; SWIFT (IN/OUT) 0.50% Min €50.00; FX (G10) 1%. Enterprise: tailored pricing.
Your business must be registered in
Not disclosed

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SH Financial settlement & payouts

Payouts

Settlement time
Not collected yet
Settlement currencies
Not collected yet

We haven't collected settlement details for SH Financial yet. Confirm payout timing and currencies directly with SH Financial before signing.

SH Financial API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

SH Financial coverage & payment methods

Supported countries

1 country
LT

Payment methods

AchBank TransferCorporate CardFaster PaymentsSepaSwiftVirtual AccountVirtual CardVisa

SH Financial licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

UAB STANHOPE FINANCIAL

Lithuania

Licenses

E-Money Institution LT

Authorised Electronic Money Institution (LT)

Bank of Lithuania

License numbers & register records

1 license number · 1 register record on file for SH Financial, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

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