Real-Time Payments
27 payment providers accepting Real-Time Payments.
Most of the first 24 concentrate in Europe, North America, Asia.
27 providers
Adyen
Platforms & Marketplaces
Fees
Interchange + + $0.3
Settlement
1–3 business days
Enterprise
Instant
Recurring
Sandbox
View provider
PayXL
ClaimedFees
Custom
Settlement
Same day
Crypto
High Risk
Instant
View provider
Griffin
API-first Bank in the UK with an open sandbox
Fees
Pay-per-use pricing; no hidden fees. Scale as you grow.
Settlement
Instant
Enterprise
Instant
Recurring
Sandbox
View provider
EnKash Payment Gateway
ClaimedFees
Custom
Settlement
2–3 business days
Enterprise
Instant
Mobile Payments
Sandbox
View provider
ACI Worldwide
Real-time payments
Fees
Custom
Settlement
Same day
Enterprise
Instant
Sandbox
View provider
ClearBank
UK Banking Infrastructure
Fees
Custom
Settlement
Instant
Crypto
Enterprise
Instant
Sandbox
View provider
EFT Pay
South African Instant EFT
Fees
1.5-2%
Settlement
Same day
Enterprise
Instant
Startup
Sandbox
View provider
Bancontact Payconiq
Belgian mobile payments
Fees
€0.06 per transaction
Settlement
Next business day
Instant
Startup
Sandbox
View provider
Zimpler
Mobile-first payments
Fees
2.9%
Settlement
Instant
Startup
Sandbox
View provider
TrueLayer
Open Banking Payments
Fees
0.1-0.5%
Settlement
Same day
Instant
Startup
Sandbox
View provider
DailyPay
Earned wage access
Fees
$2.99 per instant transfer
Settlement
Same day
Instant
Sandbox
View provider
Tink
European Open Banking
Fees
Custom
Settlement
Same day
Enterprise
Sandbox
View provider
Interac
Canadian Payments
Fees
$0.08-0.15 per transaction
Settlement
Same day
Instant
Low Fees
Sandbox
View provider
Moov Financial
Developer Payment Infrastructure
Fees
Custom
Settlement
Same day
Instant
Startup
Sandbox
View provider
PIX
Brazilian Instant Payments
Fees
Free for individuals
Settlement
Instant
Instant
Low Fees
Sandbox
View provider
PayNow
Singapore transfers
Fees
Custom
Settlement
Instant
Instant
Low Fees
View provider
Increase
Banking Infrastructure APIs
Fees
Custom
Settlement
Same day
Instant
Sandbox
View provider
Siirto
Finnish instant transfers
Fees
€0.20-0.50
Settlement
Instant
Instant
Startup
Sandbox
View provider
OP Payment Service
Finnish invoicing
Fees
Custom
Settlement
Next business day
Recurring
Sandbox
View provider
Orum
Instant Money Movement APIs
Fees
Custom
Settlement
Same day
Enterprise
Instant
Sandbox
View provider
Temenos
Core Banking Software
Fees
Custom
Settlement
Varies
Enterprise
Recurring
Sandbox
View provider
Sofort
European Bank Transfers
Fees
From 0.9% per transaction
Settlement
Varies
Low Fees
Sandbox
View provider
SimplePay Hungary
Hungarian Online Payments
Fees
1.5-2.5%
Settlement
Varies
Startup
Sandbox
View provider
PromptPay
Thailand e-commerce and retail merchants
Fees
Custom
Settlement
Varies
View provider