Real-Time Payments

33 payment providers accepting Real-Time Payments.

Most of the first 24 concentrate in Europe, North America, Asia.

33 providers

Paywint logo

Paywint

Businesses looking to simplify payments, manage transactions, and connect with modern payment solutions through one platform.

traditional +2
Fees
Custom
Settlement
Instant
Crypto
Enterprise
Instant
Sandbox
Claimed View provider
Adyen logo

Adyen

Platforms & Marketplaces

traditional
Fees
Interchange + + $0.3
Settlement
1–3 business days
Enterprise
Instant
Recurring
Sandbox
View provider
PayXL logo

PayXL

crypto +3
Fees
Custom
Settlement
Same day
Crypto
High Risk
Instant
Claimed View provider
Griffin logo

Griffin

API-first Bank in the UK with an open sandbox

baas +1
Fees
Pay-per-use pricing; no hidden fees. Scale as you grow.
Settlement
Instant
Enterprise
Instant
Recurring
Sandbox
View provider
FiChecks logo

FiChecks

traditional +1
Fees
Custom
Settlement
Instant
Enterprise
Instant
Low Fees
Sandbox
Claimed View provider
EnKash Payment Gateway logo

EnKash Payment Gateway

traditional
Fees
Custom
Settlement
2–3 business days
Enterprise
Instant
Mobile Payments
Sandbox
Claimed View provider
ACI Worldwide logo

ACI Worldwide

Real-time payments

traditional
Fees
Custom
Settlement
Same day
Enterprise
Instant
Sandbox
View provider
ClearBank logo

ClearBank

UK Banking Infrastructure

baas
Fees
Custom
Settlement
Instant
Crypto
Enterprise
Instant
Sandbox
View provider
Zimpler logo

Zimpler

Mobile-first payments

gaming +1
Fees
2.9%
Settlement
Instant
Startup
Sandbox
View provider
TrueLayer logo

TrueLayer

Open Banking Payments

gaming +1
Fees
0.1-0.5%
Settlement
Same day
Instant
Startup
Sandbox
View provider
EFT Pay logo

EFT Pay

South African Instant EFT

regional
Fees
1.5-2%
Settlement
Same day
Enterprise
Instant
Startup
Sandbox
View provider
Tink logo

Tink

European Open Banking

infrastructure +1
Fees
Custom
Settlement
Same day
Enterprise
Sandbox
View provider
Bancontact Payconiq logo

Bancontact Payconiq

Belgian mobile payments

regional
Fees
€0.06 per transaction
Settlement
Next business day
Instant
Startup
Sandbox
View provider
Mondu logo

Mondu

B2B sellers (webshops, marketplaces and multichannel sellers) that want to offer business buyers invoice payment terms or installments without taking on credit risk.

traditional +1
Fees
Mondu’s Buy Now, Pay Later solution is priced at a Merchant Discount Rate (MDR) of 1.5-3.0%, similar to other payment methods like credit cards and comparable to Agio/Skonto. The exact fees depend on the net terms offered to the buyers, volume of transactions, basket size, industry and payout terms.
Settlement
Varies
View provider
DailyPay logo

DailyPay

Earned wage access

traditional
Fees
$2.99 per instant transfer
Settlement
Same day
Instant
Sandbox
View provider
Interac logo

Interac

Canadian Payments

regional
Fees
$0.08-0.15 per transaction
Settlement
Same day
Instant
Low Fees
Sandbox
View provider
Moov Financial logo

Moov Financial

Developer Payment Infrastructure

traditional
Fees
Custom
Settlement
Same day
Instant
Startup
Sandbox
View provider
PIX logo

PIX

Brazilian Instant Payments

regional
Fees
Free for individuals
Settlement
Instant
Instant
Low Fees
Sandbox
View provider
PayNow logo

PayNow

Singapore transfers

regional
Fees
Custom
Settlement
Instant
Instant
Low Fees
View provider
Increase logo

Increase

Banking Infrastructure APIs

traditional
Fees
Custom
Settlement
Same day
Instant
Sandbox
View provider
Siirto logo

Siirto

Finnish instant transfers

regional
Fees
€0.20-0.50
Settlement
Instant
Instant
Startup
Sandbox
View provider
OP Payment Service logo

OP Payment Service

Finnish invoicing

traditional
Fees
Custom
Settlement
Next business day
Recurring
Sandbox
View provider
Orum logo

Orum

Instant Money Movement APIs

traditional
Fees
Custom
Settlement
Same day
Enterprise
Instant
Sandbox
View provider
Temenos logo

Temenos

Core Banking Software

baas +1
Fees
Custom
Settlement
Varies
Enterprise
Recurring
Sandbox
View provider

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