TrueLayer logo
gaming London, United Kingdom

TrueLayer

A leading European open banking payments platform specializing in pay-by-bank and instant payouts. TrueLayer handles a significant portion of UK pay-by-bank transactions with high conversion rates, offering a direct bank payment alternative to cards. Well-suited for e-commerce, gaming, and financial services businesses looking to reduce payment costs.

Fees from
0.1-0.5%
Settlement
Same day
Coverage
2 countries
Payment methods
2
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with TrueLayer before signing. Visit Website is an external link; we may earn a commission.

TrueLayer overview

Best for

Open Banking Payments

Key features

Instant Payments
Startup Friendly

TrueLayer pricing & fees

Pricing structure

Pricing
0.1-0.5%
Your business must be registered in
Not disclosed
Headquarters
London, United Kingdom
Founded
2016

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TrueLayer settlement & payouts

Payouts

Settlement time
Same day
Settlement currencies
Not collected yet

TrueLayer API & integration

API Profile

Sandbox
Available
Webhooks
Supported

Platforms

MobileOnline

Official SDKs

.NETJAVANodePYTHONREST API

TrueLayer coverage & payment methods

Regions

Europe

Supported countries

2 countries
EUGB

Payment methods

Open BankingReal Time Payments

TrueLayer licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

TrueLayer (Ireland) Limited

Ireland

Licenses

Payment Institution IE

Authorised Payment Institution (IE)

Central Bank of Ireland

Licensed entity · regulatorily responsible

TrueLayer Limited

United Kingdom

LEI 21380067YHFI7E7MX696
Reg. number
10278251
Registered address
PART GROUND FLOOR (EAST), FLOORS 6 AND 7, THE GILBERT, 40 Finsbury Square, LONDON, GB-LND, EC2A 1PX, GB

Licenses

E-Money Institution GB

FCA E-Money Institution (UK)

Financial Conduct Authority (UK)

Corporate structure

Other entities disclosed in the provider's corporate filings or impressum. Ownership relationships are not yet captured — relative role is informational only.

TrueLayer (Ireland) Limited - French Branch

Ireland

License numbers & register records

2 license numbers · 4 register records on file for TrueLayer, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

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