CHAPS
28 payment providers accepting CHAPS.
Most of the first 24 concentrate in Europe, North America, Africa.
28 providers
PayXL
Griffin
API-first Bank in the UK with an open sandbox
Gemba
UK and EU fintechs, platforms, marketplaces and communities that want to offer their own branded business accounts, IBANs, FX, payouts and cards without holding their own licence.
ClearBank
UK Banking Infrastructure
OSL
Businesses and platforms such as PSPs, payroll providers, e-commerce marketplaces, FX/CFD brokers, digital entertainment operators, and crypto exchanges or wallets that need to collect, convert and pay out stablecoins and fiat.
Amaiz
Businesses that need a UK-regulated digital GBP/EUR e-money account with Mastercard cards and multi-rail payouts, or that want to launch their own white-label or embedded card programme.
Transferra
Internationally operating businesses (including non-UK residents) that need a UK-regulated multi-currency IBAN account for cross-border SEPA, SWIFT, Faster Payments and ACH transfers.
MultiPass
Companies, not individuals, that need multi-currency GB/UAE IBAN accounts, FX, mass payouts and API access for international supplier and partner payments.
Payset
SMBs and growing companies, such as travel, events, import/export and holding businesses, that need multi-currency business accounts and cross-border payments.
Railor
Businesses with complex structures, cross-border flows and higher-risk profiles, such as iGaming, forex, crypto-native firms, e-commerce, service providers and startups, that want an EU EMI business account with a dedicated manager.
ENTER
SMEs, enterprises, startups, holding companies and family offices that need a multi-currency business payment account with an IBAN for international bank transfers.
BCB Group
Crypto and digital-asset businesses, such as exchanges, liquidity providers, market makers, funds and payment processors, that need regulated fiat payment accounts and instant settlement.
Equals
ExePay
UK businesses that want card acquiring together with a multi-currency e-money account in GBP, EUR and USD.
Clear Junction
Licensed financial institutions such as banks, EMIs, PSPs, remittance and FX providers and regulated digital-asset firms that need GBP/EUR accounts, virtual IBANs and access to UK/EU payment rails.
Frontier Pay
UK businesses that want card acquiring along with multi-currency business accounts and UK/EU and international payments from a single FCA-authorised e-money provider.
MADFIN
Online businesses in sectors such as retail, SaaS, travel, education and professional services that want card acquiring from a direct Visa/Mastercard principal member together with Pay by Bank and a business e-money account.
Plusius
Fintechs, financial institutions and cross-border eCommerce or logistics businesses that need automated pay-ins, payouts, FX and import duty/tax collection.
Payoma
Businesses that want a multi-currency IBAN business account in the UK, EU or UAE, plus Visa and Mastercard card acquiring from the same provider.
PEXA
UK law firms/conveyancers and mortgage lenders that want to complete property transactions digitally, with funds settlement and title registration handled together.
BEPI
Businesses that want an FCA-regulated EMI for multi-currency accounts, FX and global transfers, or that want to offer payment and e-money services to their own customers without holding a licence themselves.
Financial House
UK businesses and ISOs/partners that need GBP and EUR virtual IBAN accounts, including white-labelled accounts for their own clients, via a single API.
Treasury Port
Businesses that need cross-border payouts, batch payments (e.g. payroll or supplier runs), FX and multi-currency treasury management with a dedicated account manager.
Unisonpay (Unison Global Markets)
Brokers and corporates looking for multi-currency accounts and cross-border payments from an FCA-authorised EMI, though new onboarding is currently restricted.