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Payoma

Payoma is an e-money group whose Irish arm, Payoma Ireland Limited, is authorised by the Central Bank of Ireland as an Electronic Money Institution. Through entities in the UK, EU and UAE, it opens business accounts with their own IBANs in EUR, GBP, USD, AED and more than 10 other currencies. Merchants can get Visa and Mastercard acquiring, send payouts to cards, and make transfers through SWIFT, SEPA, TARGET2, Bacs, CHAPS and Faster Payments.

Fees from
Custom pricing
Settlement
—
Coverage
3 countries
Payment methods
8
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Payoma before signing. Visit Website is an external link; we may earn a commission.

Payoma overview

Best for

Businesses that want a multi-currency IBAN business account in the UK, EU or UAE, plus Visa and Mastercard card acquiring from the same provider.

Payoma pricing & fees

Pricing structure

Pricing
Custom pricing
Your business must be registered in
Not disclosed

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Payoma settlement & payouts

Payouts

Settlement time
Not collected yet
Settlement currencies
Not collected yet

We haven't collected settlement details for Payoma yet. Confirm payout timing and currencies directly with Payoma before signing.

Payoma API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

Payoma coverage & payment methods

Supported countries

3 countries
AEGBIE

Payment methods

BacsChapsFaster PaymentsMastercardSepaSwiftVirtual AccountVisa

Payoma licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

Payoma Ireland Limited

Ireland

Licenses

E-Money Institution IE

Authorised Electronic Money Institution (IE)

Central Bank of Ireland

License numbers & register records

1 license number · 1 register record on file for Payoma, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

Log in — it's free

Using ChatGPT or Claude? Ask it to prepare your application to Payoma. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it

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