Interac logo
regional Toronto, Ontario, Canada

Interac

Canada's national debit payment network, used by virtually all Canadian financial institutions. Interac handles billions of transactions annually through Interac Debit for in-store purchases and Interac e-Transfer for person-to-person and business payments. Essential for any merchant serving Canadian customers, offering secure, real-time payments with minimal fees.

Not a merchant acquirer — no applications API Docs Visit Website
Fees from
$0.08-0.15 per transaction
Settlement
Same day
Coverage
—
Payment methods
3
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Interac before signing. Visit Website is an external link; we may earn a commission.

Interac overview

Best for

Canadian Payments

Key features

Instant Payments
Low Fees

Interac pricing & fees

Pricing structure

Pricing
$0.08-0.15 per transaction
Your business must be registered in
Not disclosed
Headquarters
Toronto, Ontario, Canada
Founded
1984

Interac settlement & payouts

Payouts

Settlement time
Same day
Settlement currencies
Not collected yet

Interac API & integration

API Profile

Sandbox
Available
Webhooks
Supported

Platforms

MobileOnlinePos

Official SDKs

REST-API

Interac coverage & payment methods

Regions

North America

Global coverage — specific countries not listed.

Payment methods

Bank TransferInteracReal Time Payments

Interac licensing & compliance

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Licenses, regulators, registry records and legal entities for Interac — free with a PaymentProviders account.

1 legal entity · regulated in 1 jurisdiction

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