GoCardless

GoCardless

Recurring payments

VS

CatalystPay

High-risk merchant processing

CatalystPay
Fees from
1%–1.4% + £0.2 vs Interchange + 1%–2% + €0.3
Features

2 shared

1 unique to GoCardless · 7 unique to CatalystPay
Regions

2 shared

1 unique to GoCardless · 3 unique to CatalystPay
Pay methods

2 shared

5 unique to GoCardless · 10 unique to CatalystPay

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Show full specs
10 features · 17 payment methods · 6 regions. We don't rank these — they're here for reference.
GoCardless GoCardless
CatalystPay CatalystPay
Quick Facts
Fees
Standard transaction rate
1%–1.4% + £0.2
Interchange + 1%–2% + €0.3
Settlement
Time to receive funds
2–5 business days
5–7 business days
Founded
2011
2019
Headquarters
London, United Kingdom
Belfast, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
CatalystPay leads (9 vs 3)
Crypto Support Unique
—
✓
Enterprise Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Low Fees
✓
✓
Mobile Payments Unique
—
✓
Multi Currency Unique
—
✓
Recurring Billing Unique
—
✓
Recurring Payments
✓
✓
Virtual Terminal Unique
—
✓
Payment Methods
CatalystPay leads (12 vs 7)
Ach Unique
✓
—
Apple Pay Unique
—
✓
Bacs Unique
✓
—
Bank Transfer Unique
✓
—
Bitcoin Unique
—
✓
Cartes Bancaires Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Direct Debit
✓
✓
Faster Payments Unique
✓
—
Google Pay Unique
—
✓
Lightning Network Unique
—
✓
Mastercard Unique
—
✓
Sepa Unique
✓
—
Sepa Direct Debit
✓
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
CatalystPay leads (5 vs 3)
Europe
✓
✓
Global Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania Unique
✓
—
Southeast Asia Unique
—
✓

GoCardless is best when you...

Recurring payments
Need Instant Payout
Not available with CatalystPay
Want coverage in Oceania
CatalystPay doesn't cover this region
View GoCardless

CatalystPay is best when you...

High-risk merchant processing
Need Crypto Support
Not available with GoCardless
Need Enterprise
Not available with GoCardless
Want coverage in Global, Middle East, Southeast Asia
GoCardless doesn't cover these regions
View CatalystPay

Frequently Asked Questions

What is the difference between GoCardless and CatalystPay?
They share 2 payment methods and 2 regions. GoCardless adds ACH, Bacs, Bank Transfer and 2 more that CatalystPay does not list; CatalystPay adds Apple Pay, Bitcoin, Cartes Bancaires and 7 more that GoCardless does not list; GoCardless also covers Oceania; CatalystPay also covers Global, Middle East and 1 more.
Which is cheaper, GoCardless or CatalystPay?
GoCardless has published rates from 1%–1.4% + £0.2; CatalystPay has published rates from Interchange + 1%–2% + €0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use GoCardless and CatalystPay?
GoCardless lists 3 regions and 7 payment methods; CatalystPay lists 5 and 12. both cover Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do GoCardless and CatalystPay compare on integration and settlement?
both offer a sandbox; both support webhooks; GoCardless settles in 2–5 business days, CatalystPay in 5–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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