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Lusopay

Lusopay is a Portuguese payment institution authorised by Banco de Portugal (no. 8700) that lets businesses accept card, MB WAY, Multibanco, Payshop, PIX and direct debit payments. It provides POS terminals that accept Visa, Mastercard, Maestro, Apple Pay and Google Pay, as well as online acceptance through an API and plugins for e-commerce platforms such as WooCommerce, PrestaShop and Magento. It also offers Pay by Link and a PEP and sanctions screening service.

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Fees from
Online stores: MB WAY € 0,07 + 0,70% + VAT; Multibanco reference € 0,25 + 1,5% + VAT; Payshop reference € 0,57 + VAT; Direct debits € 0,45 + VAT; Credit/debit card (Visa, Mastercard, Maestro, Google Pay, Apple Pay) - Consumer € 0,20 + 1,50% + VAT; - Commercial + 1,3% + VAT; – outside the European Economic Area (EEA) + 1,1 %+ VAT. Card terminal (POS): Consumer € 0,05 + 0,89% + VAT; Commercial + 1,3% + VAT; outside the EEA + 1,1% + VAT; Monthly fee € 9,90 + VAT. Sign-up costs with Lusopay 0€; Unpaid references 0€; Generate payment requests 0€.
Settlement
—
Coverage
1 country
Payment methods
9
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Lusopay before signing. Visit Website is an external link; we may earn a commission.

Lusopay overview

Best for

Portuguese businesses (online stores, retail, hospitality, services, education and similar) that need to accept local methods such as MB WAY, Multibanco and Payshop alongside cards and PIX, online or via POS terminal.

Lusopay pricing & fees

Pricing structure

Pricing
Online stores: MB WAY € 0,07 + 0,70% + VAT; Multibanco reference € 0,25 + 1,5% + VAT; Payshop reference € 0,57 + VAT; Direct debits € 0,45 + VAT; Credit/debit card (Visa, Mastercard, Maestro, Google Pay, Apple Pay) - Consumer € 0,20 + 1,50% + VAT; - Commercial + 1,3% + VAT; – outside the European Economic Area (EEA) + 1,1 %+ VAT. Card terminal (POS): Consumer € 0,05 + 0,89% + VAT; Commercial + 1,3% + VAT; outside the EEA + 1,1% + VAT; Monthly fee € 9,90 + VAT. Sign-up costs with Lusopay 0€; Unpaid references 0€; Generate payment requests 0€.
Your business must be registered in
Not disclosed

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Lusopay settlement & payouts

Payouts

Settlement time
Not collected yet
Settlement currencies
Not collected yet

We haven't collected settlement details for Lusopay yet. Confirm payout timing and currencies directly with Lusopay before signing.

Lusopay API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

Lusopay coverage & payment methods

Supported countries

1 country
PT

Payment methods

Apple PayDirect DebitGoogle PayMaestroMastercardMb WayMultibancoPixVisa

Lusopay licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

LUSOPAY Instituição de Pagamento Lda

Portugal

Licenses

Payment Institution PT

Authorised Payment Institution (PT)

Bank of Portugal

License numbers & register records

1 license number · 1 register record on file for Lusopay, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

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Using ChatGPT or Claude? Ask it to prepare your application to Lusopay. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it

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