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Unzer

Unzer

DACH Region Payments

VS

GoCardless

Recurring payments

GoCardless
Fees from
Custom vs 1%–1.4% + £0.2
Features

1 shared

2 unique to Unzer · 2 unique to GoCardless
Regions

1 shared

2 unique to GoCardless
Pay methods

2 shared

17 unique to Unzer · 5 unique to GoCardless

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Show full specs
5 features · 24 payment methods · 3 regions. We don't rank these — they're here for reference.
Unzer Unzer
GoCardless GoCardless
Quick Facts
Fees
Standard transaction rate
Custom
1%–1.4% + £0.2
Settlement
Time to receive funds
1–2 business days
2–5 business days
Founded
2003
2011
Headquarters
Heidelberg, Germany
London, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
✓
—
Instant Payout Unique
—
✓
Instant Sandbox Unique
✓
—
Low Fees Unique
—
✓
Recurring Payments
✓
✓
Payment Methods
Unzer leads (19 vs 7)
Ach Unique
—
✓
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bacs Unique
—
✓
Bancontact Unique
✓
—
Bank Transfer Unique
—
✓
Blik Unique
✓
—
Bnpl Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Direct Debit
✓
✓
Eps Unique
✓
—
Faster Payments Unique
—
✓
Giropay Unique
✓
—
Ideal Unique
✓
—
Invoice Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Paypal Unique
✓
—
Przelewy24 Unique
✓
—
Sepa
✓
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
✓
—
Visa Unique
✓
—
Regions
GoCardless leads (3 vs 1)
Europe
✓
✓
North America Unique
—
✓
Oceania Unique
—
✓

Unzer is best when you...

DACH Region Payments
Need Enterprise
Not available with GoCardless
Need Instant Sandbox
Not available with GoCardless
View Unzer

GoCardless is best when you...

Recurring payments
Need Instant Payout
Not available with Unzer
Need Low Fees
Not available with Unzer
Want coverage in North America, Oceania
Unzer doesn't cover these regions
View GoCardless

Frequently Asked Questions

What is the difference between Unzer and GoCardless?
They share 2 payment methods and 1 region. Unzer adds Amex, Apple Pay, Bancontact and 14 more that GoCardless does not list; GoCardless adds ACH, Bacs, Bank Transfer and 2 more that Unzer does not list; GoCardless also covers North America, Oceania; only Unzer offers Enterprise, Instant Sandbox.
Which is cheaper, Unzer or GoCardless?
Unzer has custom pricing quoted on engagement; GoCardless has published rates from 1%–1.4% + £0.2. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Unzer and GoCardless?
Unzer lists 1 region and 19 payment methods; GoCardless lists 3 and 7. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Unzer and GoCardless compare on integration and settlement?
both offer a sandbox; both support webhooks; Unzer settles in 1–2 business days, GoCardless in 2–5 business days.

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