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PayPal

PayPal

Global e-commerce

VS

Amazon Pay

E-commerce checkout

Amazon Pay
Fees from
2.9% + $0.30 + split fees vs 2.9% + $0.30
Features

2 shared

3 unique to PayPal · 1 unique to Amazon Pay
Regions

5 shared

2 unique to PayPal
Pay methods

5 shared

14 unique to PayPal · 5 unique to Amazon Pay

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6 features · 24 payment methods · 7 regions. We don't rank these — they're here for reference.
PayPal PayPal
Amazon Pay Amazon Pay
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30 + split fees
2.9% + $0.30
Settlement
Time to receive funds
3–5 business days
1–2 business days
Founded
1998
2007
Headquarters
San Jose, California
Seattle, Washington
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
PayPal leads (5 vs 3)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout
✓
✓
Instant Sandbox Unique
✓
—
Low Fees Unique
✓
—
Startup Friendly Unique
—
✓
Payment Methods
PayPal leads (19 vs 10)
Amex
✓
✓
Apple Pay Unique
✓
—
Bancontact Unique
✓
—
Bank Transfer Unique
✓
—
Blik Unique
✓
—
Bnpl
✓
✓
Credit Card Unique
—
✓
Crypto Unique
✓
—
Debit Card Unique
—
✓
Diners Unique
—
✓
Discover
✓
✓
Eps Unique
✓
—
Giropay Unique
✓
—
Google Pay Unique
✓
—
Ideal Unique
✓
—
Jcb Unique
—
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Paypal Unique
✓
—
Przelewy24 Unique
✓
—
Sofort Unique
✓
—
Trustly Unique
✓
—
Venmo Unique
✓
—
Visa
✓
✓
Regions
PayPal leads (7 vs 5)
Africa Unique
✓
—
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East Unique
✓
—
North America
✓
✓
Oceania
✓
✓

PayPal is best when you...

Global e-commerce
Need Crypto Support
Not available with Amazon Pay
Need Instant Sandbox
Not available with Amazon Pay
Want coverage in Africa, Middle East
Amazon Pay doesn't cover these regions
View PayPal

Amazon Pay is best when you...

E-commerce checkout
Need Startup Friendly
Not available with PayPal
View Amazon Pay

Frequently Asked Questions

What is the difference between PayPal and Amazon Pay?
They share 5 payment methods and 5 regions. PayPal adds Apple Pay, Bancontact, Bank Transfer and 11 more that Amazon Pay does not list; Amazon Pay adds Credit Card, Debit Card, Diners Club and 2 more that PayPal does not list; PayPal also covers Africa, Middle East; only PayPal offers Crypto Support, Instant Sandbox and 1 more.
Which is cheaper, PayPal or Amazon Pay?
PayPal has published rates from 2.9% + $0.30 + split fees; Amazon Pay has published rates from 2.9% + $0.30. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PayPal and Amazon Pay?
PayPal lists 7 regions and 19 payment methods; Amazon Pay lists 5 and 10. both cover Asia, Europe, Latin America and 2 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PayPal and Amazon Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; PayPal settles in 3–5 business days, Amazon Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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