European merchants, online and in-store, that want to accept local European payment methods and cards plus Chinese wallets such as WeChat Pay, Alipay+ and UnionPay from a single provider.

traditional

Fees

Netherlands schedule (varies by country): In-store – domestic debit cards €0.07 (or €0.06 with €90 minimum monthly fee incl. 1,500 transactions); domestic credit cards 1.30%; Visa/Mastercard within EEA 1.30%; outside EEA 2.20%; business cards 2.20%; unattended IC++ 1.50% + €0.15. Online – Visa/Mastercard consumer cards within EEA 1.20% + €0.20; outside EEA and business cards 3.20% + €0.25; UnionPay 2.80% + €0.25; Carte Bancaire 1.20% + €0.20; Apple Pay/Google Pay priced by card used; iDEAL €0.29; Bancontact €0.29. No monthly fees on standard pricing; pricing may vary depending on the MCC and business risk.

Settlement

1 hours

View provider

Verifone

Global enterprise

Fresha

Salon and spa businesses

traditional

Fees

No subscription fee, 2.19%+$0.20 per payment

ACI Worldwide

Real-time payments

VNPay

Vietnamese market

Clearent (Xplor)

Integrated Software Payments

traditional

Fees

Interchange-plus pricing

Windcave

NZ merchants

Zettle

EU retail

traditional

Fees

1.75% per transaction (EU)

JCB

Japanese customers

Trust Payments

UK merchants

SumUp

Small EU businesses

Host Merchant Services

Online businesses

Borgun

Icelandic merchants

UnionPay

Chinese customers

PayFast

South African Market

Surfboard Payments

Software vendors (ISVs), payment facilitators, acquirers and multi-location merchants, mainly in the Nordics, that want in-store, Tap to Pay and online payments through one API, plus small businesses using the packaged Surfpay POS.