UnionPay logo
regional Shanghai, China

UnionPay

China's national card network and the world's largest card issuer by volume, accepted in 183 countries worldwide. UnionPay is essential for any merchant wanting to accept payments from Chinese consumers, both domestically and as tourists abroad. Supports mobile payments, QR codes, and contactless transactions.

Fees from
0.8%
Settlement
1–3 business days
Coverage
Global
Payment methods
9
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with UnionPay before signing. Visit Website is an external link; we may earn a commission.

UnionPay overview

Best for

Chinese customers

Key features

Enterprise

UnionPay pricing & fees

Pricing structure

Pricing
0.8%
Your business must be registered in
Not disclosed
Headquarters
Shanghai, China
Founded
2002

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UnionPay settlement & payouts

Payouts

Settlement time
1–3 business days
Settlement currencies
Not collected yet

UnionPay API & integration

API Profile

Sandbox
Available
Webhooks
Supported

Platforms

MobileOnlinePos

Official SDKs

AndroidiOSJAVAREST API

UnionPay coverage & payment methods

Regions

AsiaEuropeNorth AmericaOceania

Global coverage — specific countries not listed.

Payment methods

AmexContactlessDinersJcbMastercardMobile PaymentQr CodeUnionpayVisa

UnionPay licensing & compliance

Login to show compliance

Licenses, regulators, registry records and legal entities for UnionPay — free with a PaymentProviders account.

1 legal entity

Log in — it's free

Using ChatGPT or Claude? Ask it to prepare your application to UnionPay. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it

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