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Stripe

Stripe

SaaS & Developers

VS

Apple Pay

Mobile & contactless payments

Apple Pay
Fees from
1.5%–3.15% + 1.8 SEK vs Custom
Features

2 shared

4 unique to Stripe · 1 unique to Apple Pay
Regions

7 shared

1 unique to Apple Pay
Pay methods

4 shared

16 unique to Stripe · 1 unique to Apple Pay

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Show full specs
7 features · 21 payment methods · 8 regions. We don't rank these — they're here for reference.
Stripe Stripe
Apple Pay Apple Pay
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
Custom
Settlement
Time to receive funds
2–4 business days
Varies by payment processor
Founded
2010
2014
Headquarters
South San Francisco, California
Cupertino, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
—
Features
Stripe leads (6 vs 3)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout
✓
✓
Instant Sandbox Unique
✓
—
Low Fees Unique
—
✓
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 5)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay
✓
✓
Bank Transfer Unique
✓
—
Contactless
✓
✓
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Nfc Unique
—
✓
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Regions
Apple Pay leads (8 vs 7)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East
✓
✓
North America
✓
✓
Oceania
✓
✓
Southeast Asia Unique
—
✓

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Apple Pay
Need Instant Sandbox
Not available with Apple Pay
View Stripe

Apple Pay is best when you...

Mobile & contactless payments
Need Low Fees
Not available with Stripe
Want coverage in Southeast Asia
Stripe doesn't cover this region
View Apple Pay

Frequently Asked Questions

What is the difference between Stripe and Apple Pay?
They share 4 payment methods and 7 regions. Stripe adds ACH, Affirm, Afterpay and 13 more that Apple Pay does not list; Apple Pay adds NFC that Stripe does not list; Apple Pay also covers Southeast Asia; only Stripe offers Crypto Support, Instant Sandbox and 2 more.
Which is cheaper, Stripe or Apple Pay?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Apple Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Apple Pay?
Stripe lists 7 regions and 20 payment methods; Apple Pay lists 8 and 5. both cover Africa, Asia, Europe and 4 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Apple Pay compare on integration and settlement?
both offer a sandbox; Stripe supports webhooks; Stripe settles in 2–4 business days, Apple Pay in Varies by payment processor.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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