YabandPay
YabandPay is a Dutch payment institution licensed by De Nederlandsche Bank that provides online, in-person/POS and softPOS payment acceptance for businesses across the EEA. Merchants can accept cards, European local methods such as iDEAL, Bancontact, Blik and Klarna, and Chinese payment methods including WeChat Pay, Alipay+ and UnionPay. It also offers pay-by-link, QR payments, platform/marketplace payments, e-commerce plugins and an API.
Fees shown are indicative, not a binding quote — always verify with YabandPay before signing. Visit Website is an external link; we may earn a commission.
YabandPay overview
European merchants, online and in-store, that want to accept local European payment methods and cards plus Chinese wallets such as WeChat Pay, Alipay+ and UnionPay from a single provider.
YabandPay pricing & fees
Pricing structure
Per payment
- In-store – domestic debit cardsCredit Card, Debit Card, Mastercard, Visa · Personal cards · Cards issued domestic · Businesses in NL€0.07
- domestic credit cardsCredit Card, Debit Card, Mastercard, Visa · Cards issued domestic1.3%
- Visa/Mastercard within EEAMastercard, Visa · Cards issued inside the EEA1.3%
- outside EEACredit Card, Debit Card, Mastercard, Visa · Cards issued outside the EEA2.2%
- business cardsCredit Card, Debit Card, Mastercard, Visa · Business cards2.2%
- unattended ICCredit Card, Debit Card, Mastercard, Visa1.5% + €0.15
- Online – Visa/Mastercard consumer cards within EEAMastercard, Visa · Personal cards · Cards issued inside the EEA1.2% + €0.20
- outside EEA and business cardsCredit Card, Debit Card, Mastercard, Visa · Cards issued outside the EEA3.2% + €0.25
- UnionPayUnionPay2.8% + €0.25
- Carte BancaireCartes Bancaires1.2% + €0.20
- iDEALiDEAL€0.29
- BancontactBancontact€0.29
Prices as of 2026-10-30.
As published by the provider
Netherlands schedule (varies by country): In-store – domestic debit cards €0.07 (or €0.06 with €90 minimum monthly fee incl. 1,500 transactions); domestic credit cards 1.30%; Visa/Mastercard within EEA 1.30%; outside EEA 2.20%; business cards 2.20%; unattended IC++ 1.50% + €0.15. Online – Visa/Mastercard consumer cards within EEA 1.20% + €0.20; outside EEA and business cards 3.20% + €0.25; UnionPay 2.80% + €0.25; Carte Bancaire 1.20% + €0.20; Apple Pay/Google Pay priced by card used; iDEAL €0.29; Bancontact €0.29. No monthly fees on standard pricing; pricing may vary depending on the MCC and business risk.
- Your business must be registered in
- Not disclosed
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YabandPay settlement & payouts
Payouts
YabandPay API & integration
API Profile
YabandPay coverage & payment methods
Supported countries
Payment methods
YabandPay licensing & compliance
Legal & Compliance
Yabandpay B.V.
Netherlands
Licenses
Authorised Payment Institution (NL)
De Nederlandsche Bank
License numbers & register records
1 license number · 1 register record on file for YabandPay, with status history and links to verify each one at the regulator — free with a PaymentProviders account.
Using ChatGPT or Claude? Ask it to prepare your application to YabandPay. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it
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