European merchants, online and in-store, that want to accept local European payment methods and cards plus Chinese wallets such as WeChat Pay, Alipay+ and UnionPay from a single provider.

traditional

Fees

Netherlands schedule (varies by country): In-store – domestic debit cards €0.07 (or €0.06 with €90 minimum monthly fee incl. 1,500 transactions); domestic credit cards 1.30%; Visa/Mastercard within EEA 1.30%; outside EEA 2.20%; business cards 2.20%; unattended IC++ 1.50% + €0.15. Online – Visa/Mastercard consumer cards within EEA 1.20% + €0.20; outside EEA and business cards 3.20% + €0.25; UnionPay 2.80% + €0.25; Carte Bancaire 1.20% + €0.20; Apple Pay/Google Pay priced by card used; iDEAL €0.29; Bancontact €0.29. No monthly fees on standard pricing; pricing may vary depending on the MCC and business risk.

Settlement

1 hours

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Aera Payment & Identification

Retailers wanting a merchant-owned, unified in-store + online + wallet payment platform

Trust Payments

UK merchants

Payplug

French SMEs

Paddle

SaaS Billing

traditional

Fees

5% + $0.50 per transaction

AltaPay

Nordic Omnichannel Payments

Buckaroo

Benelux SMEs

traditional

Fees

€0.20-0.50 per transaction

Alma

European online and in-store retailers, including those selling higher-value goods, that want to offer guaranteed instalment or pay-later options to customers.

traditional +1

Fees

Standard offer (up to €1M of turnover): No set-up fees or monthly fees. Payment in 2 instalments: 3,60% HT (no fee sharing with the customer); with fee sharing, your fees 0,71% HT, max fees 2,89% HT. Pay Later (payment 15 days later): 4,20% HT; with fee sharing, your fees 0,71% HT, max fees 3,49% HT. These rates may be adjusted according to the risk identified; an automatic increase in rates applies when the buyer uses an American Express card or a business card. Customized offer (over €1M of turnover): decreasing rates according to volumes.

Settlement

Your customers pay later and you receive the full amount immediately.

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bunq

European Digital Banking

DIMOCO

Online merchants selling into European markets, including eCommerce, mobility, digital content, iGaming and other high-risk verticals, that want card acquiring, local payment methods, open banking and carrier billing through one contract.

traditional +2

Fees

Card payment pricing is interchange-based and depends on transaction volume, markets, card types, and business model. We offer the Interchange-Plus-Plus (IC++) model for full transparency. (No fee amounts are published.)

Settlement

Settlement frequency is agreed individually and may include daily, weekly or monthly cycles, depending on your setup.

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Komoju

Japan & ASEAN E-Commerce Payments

regional +1

Fees

3.25%–4.5% + 0.25 BRL

Chargebee

Subscription Management

PayPro

Dutch and Belgian online sellers, such as course and info-product sellers, subscription businesses and gyms, that want a hosted payment page, recurring billing and an affiliate network all in one place.