Trustly

Netherlands schedule (varies by country): In-store – domestic debit cards €0.07 (or €0.06 with €90 minimum monthly fee incl. 1,500 transactions); domestic credit cards 1.30%; Visa/Mastercard within EEA 1.30%; outside EEA 2.20%; business cards 2.20%; unattended IC++ 1.50% + €0.15. Online – Visa/Mastercard consumer cards within EEA 1.20% + €0.20; outside EEA and business cards 3.20% + €0.25; UnionPay 2.80% + €0.25; Carte Bancaire 1.20% + €0.20; Apple Pay/Google Pay priced by card used; iDEAL €0.29; Bancontact €0.29. No monthly fees on standard pricing; pricing may vary depending on the MCC and business risk.

1 hours

Paycomet

Spanish e-commerce

regional +1

€0.10 per transaction

DIMOCO

Online merchants selling into European markets, including eCommerce, mobility, digital content, iGaming and other high-risk verticals, that want card acquiring, local payment methods, open banking and carrier billing through one contract.

traditional +2

Card payment pricing is interchange-based and depends on transaction volume, markets, card types, and business model. We offer the Interchange-Plus-Plus (IC++) model for full transparency. (No fee amounts are published.)

Settlement frequency is agreed individually and may include daily, weekly or monthly cycles, depending on your setup.

Mondido

E-commerce merchants, particularly Shopify stores, that want to offer Nordic local payment methods such as Swish, Vipps and MobilePay alongside cards, wallets and invoicing.

traditional +1

Visa/Mastercard: from 1.35% + 1.70 SEK; AMEX: 1.0% + 1 SEK; Bank Payments (Trustly): 1.0% + 1 SEK; PayPal: 1.0% + 1.5 SEK; Swish (Sweden): 1.0% + 1.5 SEK; Vipps (Norway): From 1.89% + 1 NOK + 1 SEK; PDF invoice: 8 SEK; B2B invoice (TWO): 1.0% + 1 SEK; E-commerce platform fee (Shopify, WooCommerce, Magento, Prestashop): 0.5%; Refunds: 1 SEK; Recurring payments (subscriptions and stored cards): 0.5% + 250 SEK / month; Minimum charge: 450 SEK / month. Interchange ++ or other fees from third parties may be added to the actual cost.

Varies

Novalnet

European online and omnichannel merchants that want cards, local methods and guaranteed invoice or SEPA Direct Debit on one contract, along with subscription billing and receivables management.

traditional

Per novalnet.com (Nov 2026): Visa/Mastercard EUR 0.24 + 1.70%; Amex, JCB, UnionPay, Discover, Diners EUR 0.24 + 2.99%; Apple Pay/Google Pay EUR 0.24 + 1.99%; SEPA Direct Debit EUR 0.24 + 1.50%; invoice EUR 0.24 + 0.99%; online bank transfer EUR 0.24 + 1.10%; iDEAL | Wero EUR 0.28 + 0.30%; guaranteed invoice/SEPA priced by country and B2B/B2C (e.g. DE B2C guaranteed invoice EUR 0.42 + 2.4%); +1.5% surcharge on corporate/business and non-EU cards.

Varies

Payabl

European Merchant Services & Card Issuing

ZEN.COM

E-commerce merchants selling cross-border who want a payment gateway combined with a multi-currency business account.

traditional +1

Payment Gateway plan: 25.00 EUR / mo. or 100 EUR / mo.; ZEN Pay 0.35% + 0.10 EUR; Credit cards IF++ 0.89% + 0.30 EUR

Varies

Receive the full purchase amount instantly, ensuring continuous cash flow and immediate revenue for your business.

Trustly

E-commerce, gaming, and high-risk merchants

Rootline

Platforms and multi-entity businesses, for example in hospitality, events, beauty and wellness, or travel, that need split payments, platform fees and merchant payouts across online and in-person channels in Europe.

Claimed View provider

DaoPay

Online businesses, including gaming, fundraising, e-commerce, retail and telecom merchants, that want card, bank-transfer, e-wallet, voucher and pay-by-phone methods through one contract and one API.

Avarda

E-commerce merchants, mainly in the Nordics, that want a white-label checkout with buy-now-pay-later (BNPL) options and invoices under their own brand.

Zaver

Merchants handling high-value purchases online or in-store (e.g. automotive, mobility, EV charging, retail, health, travel) who want account-to-account payments and financing options with large basket limits.