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PayPal

PayPal

Global e-commerce

VS

Airwallex

Cross-Border Payments

Airwallex
Fees from
2.9% + $0.30 + split fees vs 1.3%–3.15% + €0.25
Features

2 shared

3 unique to PayPal · 2 unique to Airwallex
Regions

6 shared

1 unique to PayPal · 1 unique to Airwallex
Pay methods

15 shared

4 unique to PayPal · 12 unique to Airwallex

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Show full specs
7 features · 31 payment methods · 8 regions. We don't rank these — they're here for reference.
PayPal PayPal
Airwallex Airwallex
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30 + split fees
1.3%–3.15% + €0.25
Settlement
Time to receive funds
3–5 business days
1–2 business days
Founded
1998
2015
Headquarters
San Jose, California
Melbourne, Australia
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
PayPal leads (5 vs 4)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Low Fees
✓
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
Airwallex leads (27 vs 19)
Ach Unique
—
✓
Afterpay Unique
—
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bancontact
✓
✓
Bank Transfer
✓
✓
Blik
✓
✓
Bnpl Unique
✓
—
Credit Card Unique
—
✓
Crypto Unique
✓
—
Debit Card Unique
—
✓
Discover
✓
✓
Eps
✓
✓
Giropay Unique
✓
—
Google Pay
✓
✓
Grabpay Unique
—
✓
Ideal
✓
✓
Jcb Unique
—
✓
Klarna Unique
—
✓
Mastercard
✓
✓
Paypal
✓
✓
Pix Unique
—
✓
Przelewy24
✓
✓
Sepa Unique
—
✓
Sofort Unique
✓
—
Trustly
✓
✓
Unionpay Unique
—
✓
Venmo
✓
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
Africa Unique
✓
—
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East
✓
✓
North America
✓
✓
Oceania
✓
✓
Southeast Asia Unique
—
✓

PayPal is best when you...

Global e-commerce
Need Crypto Support
Not available with Airwallex
Need Instant Payout
Not available with Airwallex
Want coverage in Africa
Airwallex doesn't cover this region
View PayPal

Airwallex is best when you...

Cross-Border Payments
Need Recurring Payments
Not available with PayPal
Need Startup Friendly
Not available with PayPal
Want coverage in Southeast Asia
PayPal doesn't cover this region
View Airwallex

Frequently Asked Questions

What is the difference between PayPal and Airwallex?
They share 15 payment methods and 6 regions. PayPal adds Buy Now Pay Later, Crypto, Giropay and 1 more that Airwallex does not list; Airwallex adds ACH, Afterpay, Alipay and 9 more that PayPal does not list; PayPal also covers Africa; Airwallex also covers Southeast Asia.
Which is cheaper, PayPal or Airwallex?
PayPal has published rates from 2.9% + $0.30 + split fees; Airwallex has published rates from 1.3%–3.15% + €0.25. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PayPal and Airwallex?
PayPal lists 7 regions and 19 payment methods; Airwallex lists 7 and 27. both cover Asia, Europe, Latin America and 3 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PayPal and Airwallex compare on integration and settlement?
both offer a sandbox; both support webhooks; PayPal settles in 3–5 business days, Airwallex in 1–2 business days.

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