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PayPal

PayPal

Global e-commerce

VS

Mollie

European Simplicity

Mollie
Fees from
2.9% + $0.30 + split fees vs 1.8% + €0.25
Features

1 shared

4 unique to PayPal · 2 unique to Mollie
Regions

1 shared

6 unique to PayPal
Pay methods

12 shared

7 unique to PayPal · 11 unique to Mollie

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Show full specs
7 features · 30 payment methods · 7 regions. We don't rank these — they're here for reference.
PayPal PayPal
Mollie Mollie
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30 + split fees
1.8% + €0.25
Settlement
Time to receive funds
3–5 business days
1–2 business days
Founded
1998
2004
Headquarters
San Jose, California
Amsterdam, Netherlands
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
PayPal leads (5 vs 3)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox
✓
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
Mollie leads (23 vs 19)
Amex
✓
✓
Apple Pay
✓
✓
Bancontact
✓
✓
Bank Transfer Unique
✓
—
Blik
✓
✓
Bnpl Unique
✓
—
Cartes Bancaires Unique
—
✓
Crypto Unique
✓
—
Discover Unique
✓
—
Eps
✓
✓
Gift Card Unique
—
✓
Giropay Unique
✓
—
Google Pay
✓
✓
Ideal
✓
✓
Klarna Unique
—
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Mb Way Unique
—
✓
Multibanco Unique
—
✓
Open Banking Unique
—
✓
Paypal
✓
✓
Przelewy24
✓
✓
Sepa Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
✓
—
Trustly
✓
✓
Twint Unique
—
✓
Venmo Unique
✓
—
Visa
✓
✓
Voucher Unique
—
✓
Regions
PayPal leads (7 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—

PayPal is best when you...

Global e-commerce
Need Crypto Support
Not available with Mollie
Need Enterprise
Not available with Mollie
Want coverage in Africa, Asia, Latin America, Middle East, North America, Oceania
Mollie doesn't cover these regions
View PayPal

Mollie is best when you...

European Simplicity
Need Recurring Payments
Not available with PayPal
Need Startup Friendly
Not available with PayPal
View Mollie

Frequently Asked Questions

What is the difference between PayPal and Mollie?
They share 12 payment methods and 1 region. PayPal adds Bank Transfer, Buy Now Pay Later, Crypto and 4 more that Mollie does not list; Mollie adds Cartes Bancaires, Gift Card, Klarna and 8 more that PayPal does not list; PayPal also covers Africa, Asia and 4 more; only PayPal offers Crypto Support, Enterprise and 2 more.
Which is cheaper, PayPal or Mollie?
PayPal has published rates from 2.9% + $0.30 + split fees; Mollie has published rates from 1.8% + €0.25. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PayPal and Mollie?
PayPal lists 7 regions and 19 payment methods; Mollie lists 1 and 23. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PayPal and Mollie compare on integration and settlement?
both offer a sandbox; both support webhooks; PayPal settles in 3–5 business days, Mollie in 1–2 business days.

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