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PayPal

PayPal

Global e-commerce

VS

Adyen

Platforms & Marketplaces

Adyen
Fees from
2.9% + $0.30 + split fees vs Interchange + + $0.3
Features

2 shared

3 unique to PayPal · 1 unique to Adyen
Regions

7 shared

1 unique to Adyen
Pay methods

13 shared

6 unique to PayPal · 24 unique to Adyen

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Show full specs
6 features · 43 payment methods · 8 regions. We don't rank these — they're here for reference.
PayPal PayPal
Adyen Adyen
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30 + split fees
Interchange + + $0.3
Settlement
Time to receive funds
3–5 business days
1–3 business days
Founded
1998
2006
Headquarters
San Jose, California
Amsterdam, Netherlands
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
PayPal leads (5 vs 3)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout
✓
✓
Instant Sandbox Unique
✓
—
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Payment Methods
Adyen leads (37 vs 19)
Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bancontact
✓
✓
Bank Transfer
✓
✓
Blik
✓
✓
Bnpl Unique
✓
—
Boleto Unique
—
✓
Credit Card Unique
—
✓
Crypto Unique
✓
—
Debit Card Unique
—
✓
Digital Wallet Unique
—
✓
Diners Unique
—
✓
Discover
✓
✓
Eps Unique
✓
—
Giropay Unique
✓
—
Google Pay
✓
✓
Grabpay Unique
—
✓
Ideal
✓
✓
Interac Unique
—
✓
Jcb Unique
—
✓
Klarna Unique
—
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Mobile Payment Unique
—
✓
Multibanco Unique
—
✓
Paypal
✓
✓
Pix Unique
—
✓
Przelewy24 Unique
✓
—
Real Time Payments Unique
—
✓
Sepa Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort
✓
✓
Swish Unique
—
✓
Trustly
✓
✓
Unionpay Unique
—
✓
Venmo Unique
✓
—
Visa
✓
✓
Voucher Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Adyen leads (8 vs 7)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East
✓
✓
North America
✓
✓
Oceania
✓
✓
Southeast Asia Unique
—
✓

PayPal is best when you...

Global e-commerce
Need Crypto Support
Not available with Adyen
Need Instant Sandbox
Not available with Adyen
View PayPal

Adyen is best when you...

Platforms & Marketplaces
Need Recurring Payments
Not available with PayPal
Want coverage in Southeast Asia
PayPal doesn't cover this region
View Adyen

Frequently Asked Questions

What is the difference between PayPal and Adyen?
They share 13 payment methods and 7 regions. PayPal adds Buy Now Pay Later, Crypto, EPS and 3 more that Adyen does not list; Adyen adds ACH, Affirm, Afterpay and 21 more that PayPal does not list; Adyen also covers Southeast Asia; only PayPal offers Crypto Support, Instant Sandbox and 1 more.
Which is cheaper, PayPal or Adyen?
PayPal has published rates from 2.9% + $0.30 + split fees; Adyen has published rates from Interchange + + $0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PayPal and Adyen?
PayPal lists 7 regions and 19 payment methods; Adyen lists 8 and 37. both cover Africa, Asia, Europe and 4 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PayPal and Adyen compare on integration and settlement?
both offer a sandbox; both support webhooks; PayPal settles in 3–5 business days, Adyen in 1–3 business days.

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