Menu

Discover

All Providers Compare License Map Use Cases Find Your Provider

Solutions

Connect License Watch MCP Partnership Claim Listing Get Listed Verified Listings Pricing

Resources

Blog About Contact
Log in Join free
Novalnet logo
traditional

Novalnet

Novalnet AG is a payment institution based in Garching near Munich and authorised by BaFin. It provides online and in-store payment processing with a single contract covering cards, wallets, direct debit, bank transfer and invoice methods. Its platform includes subscription billing, pay-by-link, virtual terminal, phone payments, marketplace split payments, virtual IBANs, fraud screening, payment guarantees for SEPA Direct Debit and invoice, and receivables management/debt collection. It offers plugins for over 100 shop and ERP systems, including Shopify, WooCommerce, Magento, SAP and Salesforce.

Apply Compare Visit Website
Integrate via Connect Early access
Fees from
Per novalnet.com (Nov 2026): Visa/Mastercard EUR 0.24 + 1.70%; Amex, JCB, UnionPay, Discover, Diners EUR 0.24 + 2.99%; Apple Pay/Google Pay EUR 0.24 + 1.99%; SEPA Direct Debit EUR 0.24 + 1.50%; invoice EUR 0.24 + 0.99%; online bank transfer EUR 0.24 + 1.10%; iDEAL | Wero EUR 0.28 + 0.30%; guaranteed invoice/SEPA priced by country and B2B/B2C (e.g. DE B2C guaranteed invoice EUR 0.42 + 2.4%); +1.5% surcharge on corporate/business and non-EU cards.
Settlement
—
Coverage
1 country
Payment methods
35
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Novalnet before signing. Visit Website is an external link; we may earn a commission.

Novalnet overview

Best for

European online and omnichannel merchants that want cards, local methods and guaranteed invoice or SEPA Direct Debit on one contract, along with subscription billing and receivables management.

Novalnet pricing & fees

Pricing structure

Pricing
Per novalnet.com (Nov 2026): Visa/Mastercard EUR 0.24 + 1.70%; Amex, JCB, UnionPay, Discover, Diners EUR 0.24 + 2.99%; Apple Pay/Google Pay EUR 0.24 + 1.99%; SEPA Direct Debit EUR 0.24 + 1.50%; invoice EUR 0.24 + 0.99%; online bank transfer EUR 0.24 + 1.10%; iDEAL | Wero EUR 0.28 + 0.30%; guaranteed invoice/SEPA priced by country and B2B/B2C (e.g. DE B2C guaranteed invoice EUR 0.42 + 2.4%); +1.5% surcharge on corporate/business and non-EU cards.
Your business must be registered in
Not disclosed

See how Novalnet's fees stack up

Compare pricing side by side with similar providers.

Compare fees

Novalnet settlement & payouts

Payouts

Settlement time
Not collected yet
Settlement currencies
Not collected yet

We haven't collected settlement details for Novalnet yet. Confirm payout timing and currencies directly with Novalnet before signing.

Novalnet API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

Novalnet coverage & payment methods

Supported countries

1 country
DE

Payment methods

AchAlipayAmexApple PayBancontactBank TransferBizumCartes BancairesDinersDiscoverEpsGoogle PayIdealInstallmentsInvoiceJcbKakaopayMaestroMastercardMb WayMultibancoPayment LinkPaypalPoliPosPostfinancePrzelewy24Samsung PaySepa Direct DebitTrustlyTwintUnionpayVisaWechat PayWero

Novalnet licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

NOVALNET AG

Germany

Licenses

Payment Institution DE

Authorised Payment Institution (DE)

Federal Financial Supervisory Authority (Germany)

License numbers & register records

1 license number · 1 register record on file for Novalnet, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

Log in — it's free

Using ChatGPT or Claude? Ask it to prepare your application to Novalnet. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it

Not sure Novalnet is the right fit?

Answer a few quick questions and get matched with providers that fit your business — free.

Get matched free Compare providers