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Stripe

Stripe

SaaS & Developers

VS

FIS

Enterprise banking and capital markets technology

FIS
Fees from
1.5%–3.15% + 1.8 SEK vs Custom
Features

1 shared

5 unique to Stripe
Regions

5 shared

2 unique to Stripe · 1 unique to FIS
Pay methods

13 shared

7 unique to Stripe · 1 unique to FIS

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Show full specs
6 features · 21 payment methods · 8 regions. We don't rank these — they're here for reference.
Stripe Stripe
FIS FIS
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
Custom
Settlement
Time to receive funds
2–4 business days
1–2 business days
Founded
2010
1968
Headquarters
South San Francisco, California
Jacksonville, Florida, United States
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 1)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 14)
Ach
✓
✓
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Contactless
✓
✓
Credit Card
✓
✓
Debit Card
✓
✓
Diners
✓
✓
Discover
✓
✓
Google Pay
✓
✓
Jcb
✓
✓
Klarna Unique
✓
—
Mastercard
✓
✓
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Virtual Card Unique
—
✓
Visa
✓
✓
Regions
Stripe leads (7 vs 6)
Africa Unique
✓
—
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East Unique
✓
—
North America
✓
✓
Oceania
✓
✓
Southeast Asia Unique
—
✓

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with FIS
Need Instant Payout
Not available with FIS
Want coverage in Africa, Middle East
FIS doesn't cover these regions
View Stripe

FIS is best when you...

Enterprise banking and capital markets technology
Want coverage in Southeast Asia
Stripe doesn't cover this region
View FIS

Frequently Asked Questions

What is the difference between Stripe and FIS?
They share 13 payment methods and 5 regions. Stripe adds Affirm, Afterpay, Klarna and 4 more that FIS does not list; FIS adds Virtual Card that Stripe does not list; Stripe also covers Africa, Middle East; FIS also covers Southeast Asia.
Which is cheaper, Stripe or FIS?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; FIS has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and FIS?
Stripe lists 7 regions and 20 payment methods; FIS lists 6 and 14. both cover Asia, Europe, Latin America and 2 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and FIS compare on integration and settlement?
both offer a sandbox; both support webhooks; Stripe settles in 2–4 business days, FIS in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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