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Zevoy

Zevoy Aktiebolag is a Finnish electronic money institution that issues Visa company cards under licence from Visa Europe. It provides businesses with spend management: employee company cards, virtual cards for subscriptions, employee benefit cards, travel claims and AI receipt scanning, with integrations to accounting software. Merchants such as benefit service providers can join the Zevoy network to accept Zevoy Benefit cards, and Zevoy charges them no fee on those payments.

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Monthly fees: Cardholder fee €10; Subscription card (per card) €2.50; Active claims user fee €5; Minimum service fee €10. Card and transaction fees: Cash withdrawal fee €5; Replacement of physical card fee €25; Currency exchange fee 2.25%; Zevoy Lunch 1.5%; Zevoy Culture & Exercise 3.9%; Zevoy Transport 3.9%; Zevoy Wellness 3.9%; Zevoy Massage 3.9% (benefit fees starting 1.1.2026). Administrative fees: Onboarding fee (one-time) €500; Personal invoice (per invoice) €1; Chargeback processing €25; Transaction investigation €50; Non-domestic card delivery €20; Inactivity fee €100; Redemption fee for prepaid funds €20; Credit increase €100. Merchants accepting Zevoy Benefit cards: Zevoy does not charge any fees on payments you receive from Zevoy Benefit cards.
Settlement
—
Coverage
13 countries
Payment methods
6
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Zevoy before signing. Visit Website is an external link; we may earn a commission.

Zevoy overview

Best for

Companies in Finland and other served European markets that want employee Visa company cards, subscription cards and benefit cards with expense automation, plus Finnish benefit service providers that want to accept Zevoy Benefit cards without paying Zevoy fees.

Zevoy pricing & fees

Pricing structure

Pricing
Monthly fees: Cardholder fee €10; Subscription card (per card) €2.50; Active claims user fee €5; Minimum service fee €10. Card and transaction fees: Cash withdrawal fee €5; Replacement of physical card fee €25; Currency exchange fee 2.25%; Zevoy Lunch 1.5%; Zevoy Culture & Exercise 3.9%; Zevoy Transport 3.9%; Zevoy Wellness 3.9%; Zevoy Massage 3.9% (benefit fees starting 1.1.2026). Administrative fees: Onboarding fee (one-time) €500; Personal invoice (per invoice) €1; Chargeback processing €25; Transaction investigation €50; Non-domestic card delivery €20; Inactivity fee €100; Redemption fee for prepaid funds €20; Credit increase €100. Merchants accepting Zevoy Benefit cards: Zevoy does not charge any fees on payments you receive from Zevoy Benefit cards.
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Zevoy settlement & payouts

Payouts

Settlement time
Not collected yet
Settlement currencies
Not collected yet

We haven't collected settlement details for Zevoy yet. Confirm payout timing and currencies directly with Zevoy before signing.

Zevoy API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

Zevoy coverage & payment methods

Supported countries

13 countries
BEDEDKEEESFIFRLTLVNLNOPTSE

Payment methods

Apple PayCorporate CardGoogle PayPrepaid CardVirtual CardVisa

Zevoy licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

Zevoy Aktiebolag

Finland

Licenses

E-Money Institution FI

Authorised Payment Institution / Authorised Electronic Money Institution / Exempted Electronic Money Institution (FI)

Financial Supervisory Authority (Finland)

License numbers & register records

1 license number · 1 register record on file for Zevoy, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

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Using ChatGPT or Claude? Ask it to prepare your application to Zevoy. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it

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