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Xsolla

Xsolla

Game Monetization

VS

Stripe

SaaS & Developers

Stripe
Fees from
Custom vs 1.5%–3.15% + 1.8 SEK
Features

3 shared

2 unique to Xsolla · 3 unique to Stripe
Regions

7 shared

1 unique to Xsolla
Pay methods

10 shared

7 unique to Xsolla · 10 unique to Stripe

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Show full specs
8 features · 27 payment methods · 8 regions. We don't rank these — they're here for reference.
Xsolla Xsolla
Stripe Stripe
Quick Facts
Fees
Standard transaction rate
Custom
1.5%–3.15% + 1.8 SEK
Settlement
Time to receive funds
30 business days
2–4 business days
Founded
2005
2010
Headquarters
Los Angeles, California
South San Francisco, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 5)
Crypto Support
✓
✓
Enterprise
✓
✓
High Risk Accepted Unique
✓
—
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly Unique
—
✓
Virtual Items Unique
✓
—
Payment Methods
Stripe leads (20 vs 17)
Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Alipay Unique
✓
—
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Carrier Billing Unique
✓
—
Contactless Unique
—
✓
Credit Card
✓
✓
Crypto Unique
✓
—
Debit Card
✓
✓
Diners Unique
—
✓
Discover
✓
✓
Gift Card Unique
✓
—
Google Pay
✓
✓
Jcb Unique
—
✓
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
✓
—
Mobile Payment Unique
✓
—
Paypal
✓
✓
Sepa Unique
—
✓
Stablecoin Unique
—
✓
Unionpay Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
✓
—
Regions
Xsolla leads (8 vs 7)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East
✓
✓
North America
✓
✓
Oceania
✓
✓
Southeast Asia Unique
✓
—

Xsolla is best when you...

Game Monetization
Need High Risk Accepted
Not available with Stripe
Need Virtual Items
Not available with Stripe
Want coverage in Southeast Asia
Stripe doesn't cover this region
View Xsolla

Stripe is best when you...

SaaS & Developers
Need Instant Payout
Not available with Xsolla
Need Instant Sandbox
Not available with Xsolla
View Stripe

Frequently Asked Questions

What is the difference between Xsolla and Stripe?
Xsolla is best for Game Monetization, while Stripe is best for SaaS & Developers. Xsolla charges custom pricing and Stripe charges 1.5%–3.15% + 1.8 SEK. They differ in supported features, regions, and payment methods.
Which is cheaper, Xsolla or Stripe?
Xsolla charges custom pricing while Stripe charges 1.5%–3.15% + 1.8 SEK. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Xsolla and Stripe together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Xsolla and Stripe can complement each other.
How do Xsolla and Stripe differ in their focus?
Xsolla is focused on Game Monetization, while Stripe focuses on SaaS & Developers. They serve different market segments with different strengths.

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