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infrastructure

Smart Refill

Smart Refill (Smart Refill i Helsingborg AB) is a Swedish company founded in 2006 in Helsingborg that provides telecom operators with payments, prepaid top-ups and subscription management. Its platform and SDK cover customer identification and onboarding (photo ID, BankID), card registration, recurring payments, loyalty features and eSIM ordering. It is PCI DSS Level 1 certified and is authorised by Finansinspektionen, the Swedish financial supervisory authority.

Not a merchant acquirer — no applications Visit Website
Fees from
Custom pricing
Settlement
—
Coverage
2 countries
Payment methods
6
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Smart Refill before signing. Visit Website is an external link; we may earn a commission.

Smart Refill overview

Best for

Telecom operators that want a white-label app or SDK for mobile top-ups, subscriptions, customer onboarding/ID and eSIM provisioning, with payments built in.

Smart Refill pricing & fees

Pricing structure

Pricing
Custom pricing
Your business must be registered in
Not disclosed

Smart Refill settlement & payouts

Payouts

Settlement time
Not collected yet
Settlement currencies
Not collected yet

We haven't collected settlement details for Smart Refill yet. Confirm payout timing and currencies directly with Smart Refill before signing.

Smart Refill API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

Smart Refill coverage & payment methods

Supported countries

2 countries
FISE

Payment methods

Credit CardDebit CardMastercardSwishVippsVisa

Smart Refill licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

Smart Refill i Helsingborg AB

Sweden

Licenses

E-Money Institution SE

Authorised Electronic Money Institution / Exempted Payment Institution (SE)

Finansinspektionen (Sweden)

License numbers & register records

1 license number · 1 register record on file for Smart Refill, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

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