DirectPayEU logo
traditional Kerrville, Texas, United States

DirectPayEU

DirectPayEU is an IBAN-based direct bank payment gateway operated by 2000Charge, Inc. (trading as Alternative Payments). It lets European merchants collect payments directly from customer bank accounts without requiring debit or credit cards, and integrates via widget, hosted checkout, or REST API.

Fees from
0.8-1.5% for bank transfers
Settlement
1–3 business days
Coverage
37 countries
Payment methods
4
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with DirectPayEU before signing. Visit Website is an external link; we may earn a commission.

DirectPayEU overview

Best for

European e-commerce merchants accepting IBAN bank payments as a card alternative

DirectPayEU pricing & fees

Pricing structure

Pricing
0.8-1.5% for bank transfers
Your business must be registered in
Not disclosed
Headquarters
Kerrville, Texas, United States
Founded
2008

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DirectPayEU settlement & payouts

Payouts

Settlement time
1–3 business days
Settlement currencies
Not collected yet

DirectPayEU API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

Platforms

Online

Official SDKs

.NETPHPPYTHONRUBY

DirectPayEU coverage & payment methods

Regions

Europe

Supported countries

37 countries
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Payment methods

BancontactBank TransferIdealSepa

DirectPayEU licensing & compliance

Login to show compliance

Licenses, regulators, registry records and legal entities for DirectPayEU — free with a PaymentProviders account.

1 legal entity · 2 certifications

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Using ChatGPT or Claude? Ask it to prepare your application to DirectPayEU. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it

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