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Hapic

Hapic (HAPIC Ltd) is an electronic money institution based in Limassol, Cyprus. The Central Bank of Cyprus authorises and regulates it under licence no. 115.1.3.68. It offers SMEs in the EU/EEA business e-accounts with a dedicated IBAN, SEPA Credit Transfer and SEPA Instant payments, international transfers, currency exchange and multi-user access. Accounts currently handle EUR, and the site says USD, GBP and CHF support is coming soon.

Fees from
Custom pricing
Settlement
—
Coverage
30 countries
Payment methods
2
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Hapic before signing. Visit Website is an external link; we may earn a commission.

Hapic overview

Best for

Small and medium-sized enterprises in the EU/EEA that need a business IBAN account for SEPA and international transfers.

Hapic pricing & fees

Pricing structure

Pricing
Custom pricing
Your business must be registered in
Not disclosed

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Hapic settlement & payouts

Payouts

Settlement time
Not collected yet
Settlement currencies
Not collected yet

We haven't collected settlement details for Hapic yet. Confirm payout timing and currencies directly with Hapic before signing.

Hapic API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

Hapic coverage & payment methods

Supported countries

30 countries
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Payment methods

SepaSepa Instant

Hapic licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

HAPIC LIMITED

Cyprus

Licenses

E-Money Institution CY

Authorised Electronic Money Institution (CY)

Central Bank of Cyprus

License numbers & register records

1 license number · 1 register record on file for Hapic, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

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