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Focalpay

Focalpay is a Stockholm-based, cloud-native commerce platform that combines checkout, backoffice and payments for retailers. Its checkout covers in-store and online journeys and can be delivered via SDK, API or web-based app. Its Payment Management Service and Payment Initiation Gateway sit behind other PSPs so that merchants can turn payment methods (including account-to-account) on or off and fail over to a backup provider. The firm is an authorised AISP and PISP.

Not a merchant acquirer — no applications Visit Website
Fees from
Custom pricing
Settlement
Instant
Coverage
1 country
Payment methods
2
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Focalpay before signing. Visit Website is an external link; we may earn a commission.

Focalpay overview

Best for

Retailers with physical stores and e-commerce that want a unified checkout, backoffice and payment-orchestration layer, including account-to-account payments.

Focalpay pricing & fees

Pricing structure

Pricing
Custom pricing
Your business must be registered in
Not disclosed

Focalpay settlement & payouts

Payouts

Settlement time
Instant
Settlement currencies
Not collected yet

Focalpay API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

Focalpay coverage & payment methods

Supported countries

1 country
SE

Payment methods

Open BankingQr Code

Focalpay licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

FocalPay AB

Sweden

Licenses

Payment Institution SE

Authorised Payment Institution (SE)

Finansinspektionen (Sweden)

License numbers & register records

1 license number · 1 register record on file for Focalpay, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

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