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B4B Payments

B4B Payments, part of the Banking Circle Group, offers business accounts, payments, FX, card issuance and spend management for businesses in the UK, EU and US. It runs as an FCA-authorised EMI in the UK and a Bank of Lithuania-licensed EMI in the EU. In the US it is a Visa partner via Cross River Bank. Through its API, platforms and SaaS companies can embed white-label cards, virtual accounts/VIBANs and payouts, and partners can use B4B as regulated infrastructure for their own card programmes.

Fees from
Custom pricing
Settlement
—
Coverage
29 countries
Payment methods
—
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with B4B Payments before signing. Visit Website is an external link; we may earn a commission.

B4B Payments overview

Best for

Businesses and SaaS platforms in the UK, EU and US that need multi-currency accounts, payouts, FX and card issuance, either for their own use or embedded under their own brand.

B4B Payments pricing & fees

Pricing structure

Pricing
Custom pricing
Your business must be registered in
Not disclosed

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B4B Payments settlement & payouts

Payouts

Settlement time
Not collected yet
Settlement currencies
Not collected yet

We haven't collected settlement details for B4B Payments yet. Confirm payout timing and currencies directly with B4B Payments before signing.

B4B Payments API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

B4B Payments coverage & payment methods

Supported countries

29 countries
ATBEBGCYCZDEDKEEESFIFRGBGRHRHUIEITLTLULVMTNLPLPTROSESISKUS

B4B Payments licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

PAYMENT CARD SOLUTIONS (UK) LIMITED

United Kingdom

Licenses

E-Money Institution GB

FCA E-Money Institution (UK)

Financial Conduct Authority (UK)

Licensed entity · regulatorily responsible

UAB B4B Payments Europe

Lithuania

Licenses

E-Money Institution LT

Authorised Electronic Money Institution (LT)

Bank of Lithuania

License numbers & register records

2 license numbers · 2 register records on file for B4B Payments, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

Log in — it's free

Using ChatGPT or Claude? Ask it to prepare your application to B4B Payments. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it

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