Best Payment Providers for Latin America

Digital Goods

A global payment platform now owned by Verifone, with particular strength in digital goods and subscription billing. 2Checkout supports 45+ payment methods across 200+ countries with built-in tax management and localized checkout experiences. A solid choice for SaaS companies and digital product sellers needing global reach.

Real-time payments

A payment systems software company powering infrastructure for banks and payment processors globally. ACI Worldwide enables real-time payment networks including FedNow, Zelle, and UK Faster Payments, processing over 671 billion transactions annually. Built for financial institutions requiring enterprise-grade payment switching and fraud management.

Multi-Currency E-wallet

A multi-currency e-wallet platform (now rebranded as Volet.com) serving users and merchants in regions where traditional banking access may be limited. AdvCash offers e-wallets, virtual and physical cards, cryptocurrency support, and mass payout capabilities. Often used by high-risk merchants and for international transfers in emerging markets.

Platforms & Marketplaces

A global payment platform designed for enterprise businesses and high-growth companies. Adyen provides end-to-end payment processing with unified commerce capabilities, supporting 250+ payment methods across online, mobile, and in-store channels. Known for serving large marketplaces and platforms that need a single integration for global operations.

E-commerce checkout

Amazon's online payment service letting customers pay on external sites using their Amazon account credentials. Amazon Pay offers fast checkout leveraging the trust and convenience of Amazon, helping merchants increase conversion rates.

Mobile & contactless payments

Apple's mobile payment and digital wallet built into iPhone, Apple Watch, Mac, and iPad. Apple Pay enables contactless payments with Face ID/Touch ID security and is widely accepted at retailers globally, with strong privacy protections.

Emerging Market Wallet

A global digital wallet and prepaid card solution focused on emerging markets in Latin America, Africa, and Asia. AstroPay enables users in regions with limited banking access to make international purchases and merchants to accept payments from these markets. Popular among gaming and betting platforms for deposits from high-risk regions.

Bitcoin Payments

One of the oldest and most established cryptocurrency payment processors, operating since 2011. BitPay enables merchants to accept over 100 cryptocurrencies including Bitcoin, Ethereum, and various Layer 2 networks, with the option to settle in crypto or fiat. Also offers consumer products including a self-custody wallet and crypto debit card.

B2B Payments

A payment orchestration platform now part of Payroc, specializing in B2B payments and subscription billing. BlueSnap offers local acquiring in 50 countries with native integrations for popular ERP and e-commerce platforms like NetSuite, BigCommerce, and Zuora. A strong fit for SaaS and B2B companies with global invoicing and subscription needs.

Brazilian Cash Payments

Brazil's traditional cash voucher payment system, representing approximately 25% of online transactions in the country. Boleto allows customers without credit cards to pay by generating a barcode voucher payable at banks, ATMs, and retail locations. Essential for reaching the unbanked and underbanked population in Brazil, with no chargeback risk for merchants.

Self-hosted crypto

A self-hosted, open-source Bitcoin payment processor offering complete financial sovereignty with zero transaction fees. BTCPay Server supports Lightning Network for instant payments and integrates with major e-commerce platforms. Perfect for businesses wanting full control over their Bitcoin payment infrastructure without third-party dependencies.

Mexican businesses

Mexico's leading mobile point-of-sale provider empowering SMEs with affordable card acceptance solutions. Clip offers portable POS terminals and a commerce ecosystem designed for financial inclusion, serving Mexican businesses of all sizes.

Crypto E-commerce

A cryptocurrency payment gateway from Coinbase that lets merchants accept Bitcoin, Ethereum, stablecoins, and other digital assets. With self-custodial settlement, merchants receive funds directly to their own wallets without intermediary custody. A straightforward option for businesses wanting to add crypto payment acceptance with minimal complexity.

Multi-crypto support

A veteran cryptocurrency payment gateway supporting over 40 different cryptocurrencies for merchant acceptance. CoinPayments offers MPC custody, instant verification, fiat conversion, and integrations with major e-commerce platforms. Ideal for businesses wanting broad crypto payment coverage.

Enterprise Security

A Visa-owned enterprise payment management platform with industry-leading fraud detection capabilities. CyberSource serves large enterprises across 190+ countries with sophisticated decision management tools and omnichannel payment processing. Best suited for large organizations with complex fraud prevention needs.

Emerging Markets

A payments platform specializing in emerging markets, offering 600+ local payment methods across 35+ countries in Latin America, Africa, and Asia. dLocal provides a single API integration for international businesses to accept payments and make payouts in markets where local presence is otherwise required. Ideal for global companies expanding into challenging markets.

LATAM Gateway

A Latin American payment gateway enabling global businesses to accept local payment methods across 15+ countries in the region. EBANX supports PIX, Boleto, OXXO, and over 100 other local methods that Brazilian, Mexican, and other LATAM consumers prefer. Essential for international e-commerce companies targeting Latin American markets.

Multi-Currency

A US Bank subsidiary specializing in payment processing for businesses in North America, Europe, and Latin America. Elavon offers multi-currency capabilities and is known for competitive interchange-plus pricing for established businesses. A solid choice for companies needing reliable processing from a bank-owned provider.

Banking & fintech

A major global financial technology company that owns Worldpay, serving banks, merchants, and capital markets with payment processing and banking technology. FIS provides enterprise-grade infrastructure powering a significant portion of global payment volume through its vast network of financial institution clients.

Financial institutions

One of the world's largest financial technology companies, providing core banking systems, payment processing, and merchant services. Fiserv owns First Data and Clover, serving financial institutions and merchants globally with comprehensive payment infrastructure and technology solutions.

International commerce

A major global payment technology company serving over 3.5 million merchants worldwide with acquiring, issuing, and integrated payment solutions. Global Payments focuses on vertical-specific solutions for healthcare, retail, restaurants, and education with both online and in-person payment capabilities.

Global Payouts

A PayPal-owned global payout platform designed for enterprises making mass payments to workers, sellers, and affiliates worldwide. Hyperwallet supports payouts in 200+ markets and 50+ currencies with multiple disbursement options including bank transfers, PayPal, and prepaid cards. Built for gig economy platforms, marketplaces, and enterprises with complex payout needs.

Global payments

A global leader in payment terminals now part of Worldline, offering smart terminals and cloud-based payment management. Ingenico provides comprehensive countertop and mobile terminal solutions serving businesses worldwide with end-to-end payment infrastructure.

Latin American payments

A Latin American payment technology company acting as a regional non-banking acquirer. Kushki handles end-to-end transactions across Ecuador, Colombia, Peru, Chile, Mexico, and Brazil, offering flexible integration options for businesses expanding in Latin America.

Cloud Banking Platform

A cloud-native core banking platform that enables banks, fintechs, and brands to build and launch financial products quickly. Mambu offers composable lending, deposit, and payment engines through modern APIs, reducing time-to-market from years to weeks. Used by both traditional banks modernizing their infrastructure and new digital challengers.

Latin American E-commerce

The dominant payment platform in Latin America, part of the MercadoLibre ecosystem. MercadoPago supports the full range of regional payment methods including cards, bank transfers, cash payments, and PIX in Brazil. Essential for any business expanding into Latin American markets where local payment methods are crucial for conversion.

Crypto on-ramp

A leading cryptocurrency on-ramp and off-ramp service enabling users to buy and sell crypto with cards, Apple Pay, Google Pay, and bank transfers. MoonPay supports over 170 crypto assets across 180 countries, widely integrated into popular wallets and exchanges.

Trading & Gaming

A digital wallet tailored for online trading platforms, gaming sites, and international money transfers. Like its sister company Skrill, NETELLER is part of the Paysafe Group and operates in 200+ countries with a prepaid Mastercard option. Popular among forex traders and online gamers who need quick, reliable deposits and withdrawals.

Most Cryptocurrencies

Accept 150+ cryptocurrencies. Non-custodial, auto coin conversion, low fees, global payments.

Gaming Payments

A global payment technology company with particular strength in the gaming, sports betting, and iGaming sectors. Nuvei offers 700+ payment methods across 200+ markets with a focus on optimizing authorization rates and reducing fraud. Known for their hands-on support and ability to handle regulated industries that other processors may decline.

Bitcoin Lightning

Bitcoin Lightning Network payments. Instant, low-fee Bitcoin transactions, fiat settlement.

Mexican e-commerce

A Mexican e-commerce payment gateway offering card processing and local payment methods for online businesses. Openpay provides simple integration with REST API support, catering to merchants across Mexico with competitive pricing and developer-friendly tools.

Mexican Cash Payments

Mexico's leading cash payment method for e-commerce, enabling customers to pay for online purchases at over 23,000 OXXO convenience stores nationwide. OXXO PAY is essential for reaching Mexican consumers who prefer cash or don't have access to traditional banking. Payment confirmations are nearly instant, making it convenient for both merchants and shoppers.

Central America

A Central American and Caribbean payment gateway with over 14 years of experience in the region. Pagadito offers payment links, QR codes, and recurring payments across El Salvador, Guatemala, Honduras, Costa Rica, Panama, and the Dominican Republic.

Brazilian Market

One of Brazil's largest payment platforms, now operating under the PagBank brand. PagSeguro offers card processing, PIX, Boleto, and digital banking services with affordable POS hardware options for small businesses. A top choice for Brazilian merchants of all sizes, from street vendors to online stores.

High-risk merchants

A multi-currency e-wallet supporting both fiat and cryptocurrency transactions. Payeer serves merchants and users in 200+ countries with P2P exchange capabilities and various deposit methods. Note: Does not serve US citizens. Often used by high-risk merchants and in markets where traditional payment options are limited.

Gaming & digital

A global payment platform specializing in video games and digital content, reaching over 200 countries with 150+ payment methods. Paymentwall offers fraud prevention, KYC verification, and chargeback resolution, ideal for gaming and digital businesses.

Freelancer Payments

A global payment platform primarily serving freelancers, contractors, and businesses receiving international payments. Payoneer provides multi-currency accounts with local receiving details in major currencies, making it easy to get paid from global marketplaces and clients. The preferred payout solution for Fiverr, Upwork, Amazon, and other major platforms.

Global e-commerce

One of the world's most recognized digital payment platforms, operating in over 200 markets with support for 130+ currencies. PayPal offers buyer protection, a trusted checkout experience, and multiple payment options including pay-later services through Venmo. A go-to choice for e-commerce businesses seeking broad consumer recognition and trust.

Digital wallets

A global payment platform offering card processing, digital wallets (Skrill and Neteller), and online cash solutions. Paysafe specializes in iGaming and high-risk industries, serving over 120 markets with comprehensive payment methods and fraud protection.

Global Emerging Markets

A global payment provider with deep expertise in emerging markets including India, Latin America, and Eastern Europe. PayU offers local payment method support across 50+ markets through a single integration, making it valuable for businesses expanding into regions where local presence matters. Part of Prosus, focused on high-growth markets.

Brazilian Social Payments

A popular Brazilian digital wallet and neobank known for social payment features and cashback rewards. PicPay offers a free digital account, payment cards, PIX integration, and peer-to-peer transfers within its large user base. A growing payment option for merchants targeting young, mobile-first Brazilian consumers.

Fintech Infrastructure

A comprehensive fintech-as-a-service platform offering payments, payouts, and card issuing across 190+ countries. Rapyd provides access to 900+ payment methods through a single API, enabling businesses to embed financial services without building infrastructure from scratch. Well-suited for marketplaces, gig platforms, and global businesses needing unified payment capabilities.

Gaming & Forex

A digital wallet service with a strong presence in the online gaming and forex trading industries. Part of the Paysafe Group, Skrill enables fast deposits and withdrawals in 135+ countries with support for 95+ currencies. Popular among users who value privacy and instant transfers for gaming platforms, trading sites, and international money transfers.

Brazilian SMEs

A Brazilian fintech serving entrepreneurs with payments, banking, and software solutions. Stone is a technology-driven market disruptor listed on NASDAQ, empowering Brazilian businesses of all sizes with modern financial tools.

SaaS & Developers

A developer-first payment platform known for its exceptional API design and comprehensive documentation. Stripe offers a full suite of payment infrastructure tools supporting over 100 payment methods across 135+ currencies. Ideal for SaaS companies, startups, and any business that values a modern developer experience.

Small EU businesses

A mobile-first payment solution for small businesses in 35+ countries, offering affordable card readers and straightforward pricing. SumUp makes it easy for solo entrepreneurs, market vendors, and small retailers to accept card and contactless payments with no monthly fees. A popular Square alternative in Europe and beyond.

Automated AP/AR

A finance automation platform that streamlines accounts payable, mass payments, and supplier management for mid-market and enterprise businesses. Tipalti handles tax compliance, fraud detection, and global payouts across 200+ countries and 120 currencies. Popular among tech companies needing to pay large numbers of affiliates, creators, or suppliers worldwide.

Web3 integration

A Web3 fiat-to-crypto on-ramp and off-ramp supporting over 136 cryptocurrencies in 64 countries. Transak is integrated into popular wallets like MetaMask and Ledger, providing a developer toolkit for crypto applications.

Global enterprise

A global leader in payment terminal hardware and POS solutions serving enterprises in 150+ countries. Verifone provides secure payment devices, software platforms, and merchant services for in-person commerce. Known for their hardware reliability and presence in retail, hospitality, and transportation sectors.

International Transfers

A transparent international money transfer service known for offering the real mid-market exchange rate with low, upfront fees. Wise provides multi-currency accounts with local bank details in 50+ currencies, making it ideal for freelancers, remote workers, and businesses that need to send or receive payments across borders frequently.

Business International Transfers

The business version of Wise (formerly TransferWise), offering multi-currency accounts and international transfers at the real mid-market exchange rate. Wise Business provides local account details in major currencies, batch payments, and integrations with accounting software. Ideal for businesses that frequently send or receive international payments and want transparent, low-cost FX.

Global Enterprise

A global enterprise payment processor owned by FIS, serving large multinational businesses across virtually every industry. Worldpay supports 300+ payment types in 120+ currencies with both online and in-person payment capabilities. Well-suited for established enterprises that need a trusted, large-scale payment partner with global reach.

Game Monetization

A comprehensive gaming commerce platform that acts as a merchant of record, handling payments, taxes, fraud prevention, and compliance for game developers. Xsolla supports over 700 payment methods globally and offers a significantly lower commission than traditional platform stores. The go-to payment solution for indie and mid-sized game studios wanting to sell directly to players.

EU retail

A PayPal-owned mobile POS solution for small businesses across Europe and Latin America. Zettle provides card readers, contactless payments, and e-commerce integration with transparent flat-rate pricing. Particularly popular in the Nordics where it integrates with local payment method Swish.