Compare ProvidersFind the best payment solution for your business

Budpay logo

Budpay

Nigerian Payment Infrastructure

Nigerian payment infrastructure providing payment collection, disbursement, and financial services APIs for African businesses.

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VS
Fincra logo

Fincra

African Payment Infrastructure

Pan-African payment infrastructure company providing payment collection, disbursement, and cross-border transfers via APIs. Enables businesses to collect and send money across Africa.

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Detailed Comparison

Side-by-side feature breakdown

Fees
Budpay

1.5% capped at NGN 2,000

Fincra

From 1% per transaction

Category
Budpay
regional
Fincra
regional
Available Regions
Budpay
Africa
Fincra
Africa
Key Features
Budpay
Instant Payments
Startup Friendly
Fincra
Instant Payments
Startup Friendly
SDKs & Libraries
Budpay

3 Available

Fincra

4 Available

Payment Methods
Budpay

5 Supported

Fincra

5 Supported

Common Ground

Shared Regions

Africa

Shared Features

Instant PaymentsStartup Friendly

Frequently Asked Questions

What is the difference between Budpay and Fincra?

Budpay is best for nigerian payment infrastructure, while Fincra is best for african payment infrastructure. Budpay charges 1.5% capped at NGN 2,000 and Fincra charges From 1% per transaction. They differ in supported features, regions, and payment methods.

Which is cheaper, Budpay or Fincra?

Budpay charges 1.5% capped at NGN 2,000 while Fincra charges From 1% per transaction. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both Budpay and Fincra together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Budpay and Fincra can complement each other depending on your needs.