regional Lagos, Nigeria
Fincra
Pan-African payment infrastructure provider offering pay-in, payout, virtual accounts, multi-currency conversion, and cross-border settlement via APIs. Operates across Africa with payout reach into 127 countries and stablecoin support (USDT, USDC, cNGN).
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Fees from
Card 1.4% (NG, capped N2,000) to 3.5% (KE/UG); virtual accounts 1% (NG); SWIFT 0.5% + $45; FX 0.5% + 1% markup
Settlement
Next business day
Coverage
9 countries
Payment methods
9
Dev tools
Sandbox Webhooks
Fees shown are indicative, not a binding quote. Always verify directly with Fincra before signing.
Best for
African Payment Infrastructure
Key features
Crypto Support
Instant Payments
Startup Friendly
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