Fincra logo
regional Lagos, Nigeria

Fincra

Pan-African payment infrastructure provider offering pay-in, payout, virtual accounts, multi-currency conversion, and cross-border settlement via APIs. Operates across Africa with payout reach into 127 countries and stablecoin support (USDT, USDC, cNGN).

Fees from
1%–3.5%
Settlement
Next business day
Coverage
9 countries
Payment methods
10
Dev tools
Sandbox Webhooks

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Fincra overview

Best for

African Payment Infrastructure

Key features

Crypto Support
Instant Payments
Startup Friendly

Fincra pricing & fees

Pricing structure

Pricing
1%–3.5%
Your business must be registered in
Not disclosed
Headquarters
Lagos, Nigeria
Founded
2021

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Fincra settlement & payouts

Payouts

Settlement time
Next business day
Settlement currencies
Not collected yet

Fincra API & integration

API Profile

Sandbox
Available
Webhooks
Supported

Platforms

Online

Official SDKs

NodePHPPYTHONREST-API

Fincra coverage & payment methods

Regions

AfricaEuropeNorth America

Supported countries

9 countries
CACMGBGHKENGSNUGZA

Payment methods

Bank TransferCredit CardDebit CardM PesaMastercardMobile MoneyUsdcUsdtVirtual AccountVisa

Fincra licensing & compliance

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3 legal entities · regulated in 2 jurisdictions · 2 certifications

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