Nigerian Payment Providers

Compare 314 payment providers in Nigeria. Find the best payment gateway for your business.

Total Providers

314

Top Categories

TraditionalCryptoRegionalGamingHigh Risk

Focused on Nigeria

70

providers listing Nigeria as a core market

Top payment providers in Nigeria

70 of these providers list Nigeria as a core market — they lead the list below, ahead of the international platforms that also support it.

Niobi logo

Niobi

African payments infrastructure for collections, payouts, and financial operations

crypto +3
Fees
Custom
Settlement
Varies
Crypto
Enterprise
Instant
Sandbox
Claimed View provider
Xsolla logo

Xsolla

Game Monetization

gaming
Fees
Custom
Settlement
30 business days
Crypto
Enterprise
High Risk
Sandbox
Claimed View provider
SPAYZ.io logo

SPAYZ.io

Global Payment Provider

crypto +3
Fees
Custom
Settlement
Same day
Crypto
Enterprise
High Risk
Claimed View provider
SterlingPay logo

SterlingPay

Online businesses that need cards, wallets and bank transfers in 150+ currencies, with settlement in EUR, GBP or USD.

traditional +1
Fees
Custom
Settlement
Varies
Multi Currency
Recurring Billing
Recurring
Claimed View provider
Pivot Payments Limited logo

Pivot Payments Limited

Businesses seeking reliable, scalable payment collections and payouts across Africa.

gaming +2
Fees
Custom
Settlement
Next business day
Mobile Payments
Claimed View provider
Adyen logo

Adyen

Platforms & Marketplaces

traditional
Fees
Interchange + + $0.3
Settlement
1–3 business days
Enterprise
Instant
Recurring
Sandbox
View provider
dLocal logo

dLocal

Emerging Markets

regional
Fees
3-7% all-inclusive
Settlement
2–7 business days
Enterprise
Instant
Sandbox
View provider
Flutterwave logo

Flutterwave

Pan-African Payments

regional +1
Fees
1.4% (local), 3.8% (international)
Settlement
Next business day
Enterprise
Instant
Startup
Sandbox
View provider
dLocal Go logo

dLocal Go

Emerging Market SMBs

regional
Fees
From 0.99% (Brazil Pix) up to 7.99% per transaction depending on country and payment method; USD 1 refund fee, USD 5 chargeback fee
Settlement
3 business days
Startup
Sandbox
View provider
Paysend logo

Paysend

Global Money Transfers

traditional
Fees
From 0.5% per transfer
Settlement
Instant to 2 business days
Enterprise
Instant
Low Fees
Sandbox
View provider
Fincra logo

Fincra

African Payment Infrastructure

regional +1
Fees
1%–3.5%
Settlement
Next business day
Crypto
Instant
Startup
Sandbox
View provider
EBANX logo

EBANX

LATAM Gateway

regional
Fees
$200/month + 5%
Settlement
14 business days
Crypto
Instant
Startup
Sandbox
View provider
Paystack logo

Paystack

Nigerian Market

regional
Fees
1.95% (local), 3.9% (international)
Settlement
1–7 business days
Enterprise
Instant
Startup
Sandbox
View provider
Google Pay logo

Google Pay

Android Mobile Payments

traditional
Fees
Free for consumers, merchant fees via processor
Settlement
Same day
Instant
Sandbox
View provider
DPO Group logo

DPO Group

African payments

regional +1
Fees
2-3%
Settlement
3–7 business days
Enterprise
Sandbox
View provider
Grey Finance logo

Grey Finance

Emerging market workers, freelancers, and global businesses

baas +1
Fees
Variable by payment method and corridor; FX charges apply
Settlement
1–2 business days
Crypto
Instant
Low Fees
View provider
Codashop logo

Codashop

Direct gaming top-ups with local payment methods

gaming
Fees
Custom
Settlement
Varies
Virtual Items
View provider
BorderPay Velocity logo

BorderPay Velocity

Verified B2B companies (startups, SMEs, enterprises, platforms) that collect and pay across borders in USD, EUR, GBP or stablecoins, including through African bank and mobile money routes.

regional +1
Fees
Business account creation and KYB onboarding are free. Business account maintenance is $29.99/month after verification. Global bank payouts carry a 1% BorderPay fee. Supported same-network USDC, USDT and EURC transfers carry no BorderPay transaction fee. FX, on-ramp, African-rail, network and other applicable fees are shown before confirmation.
Settlement
Varies
View provider
eTranzact logo

eTranzact

Pan-African switching, mobile money and USSD payments

regional
Fees
Custom
Settlement
Instant
Enterprise
Recurring
View provider
P

Profee

regional +1
Fees
Custom
Settlement
Varies
View provider
Altery logo

Altery

Businesses that need multi-currency accounts in EUR, GBP and USD, cross-border supplier and mass payouts, and API-driven card issuing, rather than card acceptance.

baas
Fees
Plans: Starter £50/month, Pro £100/month, Ultra £300/month. FX markup (EUR, GBP, USD): up to 0.8% / up to 0.7% / up to 0.5%. Faster Payments (UK): £1 / £1 / £0.5. SEPA payment: €2 / €1.5 / €1. SWIFT payment: 0.50%, min $17 / €15 / £13 (Starter); 0.35%, min $14 / €12 / £11 (Pro); 0.20%, min $12 / €10 / £9 (Ultra). SWIFT fee cap: No cap / No cap / Max €500 / $580 / £430. Incoming SWIFT: $14 / €12 / £10 (Starter); $7 / €6 / £5 (Pro); Free (Ultra). Card payout, UK issued card: 0.7%, min £1 (Starter, Pro), 0.7%, min £0.5 (Ultra). Card payout, EU issued card: 1.5%, min £1 (Starter, Pro), 1.5%, min £0.5 (Ultra). Card payout, rest of the world issued card: £0.5 + 3% / £0.5 + 2.5% / £0.5 + 2%.
Settlement
Varies
View provider
PayRetailers logo

PayRetailers

Latin America and Africa local payments

gaming +1
Fees
Per-transaction
Settlement
Varies
Enterprise
Recurring
Sandbox
View provider
MTN MoMo logo

MTN MoMo

West & Central Africa Mobile Money

regional
Fees
Custom
Settlement
Same day
Enterprise
Instant
Sandbox
View provider
C2FO logo

C2FO

Supply Chain Working Capital

traditional
Fees
Custom
Settlement
1–2 business days
Enterprise
Instant
Recurring
View provider

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