Nigerian Payment Providers

Compare 290 payment providers in Nigeria. Find the best payment gateway for your business.

Total Providers

290

Top Categories

TraditionalRegionalCryptoGamingHigh Risk

Focused on Nigeria

66

providers listing Nigeria as a core market

Top payment providers in Nigeria

66 of these providers list Nigeria as a core market — they lead the list below, ahead of the international platforms that also support it.

Paygatex logo

Paygatex

Claimed
crypto +2
Fees
0.2%–1%
Settlement
Same day
Crypto
High Risk
Instant
Sandbox
View provider
Niobi logo

Niobi

African payments infrastructure for collections, payouts, and financial operations

Claimed
crypto +3
Fees
Custom
Settlement
Varies
Crypto
Enterprise
Instant
Sandbox
View provider
Xsolla logo

Xsolla

Game Monetization

Claimed
gaming
Fees
Custom
Settlement
30 business days
Crypto
Enterprise
High Risk
Sandbox
View provider
SPAYZ.io logo

SPAYZ.io

Global Payment Provider

Claimed
crypto +3
Fees
Custom
Settlement
Same day
Crypto
Enterprise
High Risk
View provider
Pivot Payments Limited logo

Pivot Payments Limited

Businesses seeking reliable, scalable payment collections and payouts across Africa.

Claimed
gaming +2
Fees
Custom
Settlement
Next business day
Mobile Payments
View provider
Adyen logo

Adyen

Platforms & Marketplaces

traditional
Fees
Interchange + + $0.3
Settlement
1–3 business days
Enterprise
Instant
Recurring
Sandbox
View provider
dLocal logo

dLocal

Emerging Markets

regional
Fees
3-7% all-inclusive
Settlement
2–7 business days
Enterprise
Instant
Sandbox
View provider
Flutterwave logo

Flutterwave

Pan-African Payments

regional +1
Fees
1.4% (local), 3.8% (international)
Settlement
Next business day
Enterprise
Instant
Startup
Sandbox
View provider
dLocal Go logo

dLocal Go

Emerging Market SMBs

regional
Fees
From 0.99% (Brazil Pix) up to 7.99% per transaction depending on country and payment method; USD 1 refund fee, USD 5 chargeback fee
Settlement
3 business days
Startup
Sandbox
View provider
Fincra logo

Fincra

African Payment Infrastructure

regional +1
Fees
1%–3.5%
Settlement
Next business day
Crypto
Instant
Startup
Sandbox
View provider
EBANX logo

EBANX

LATAM Gateway

regional
Fees
$200/month + 5%
Settlement
14 business days
Crypto
Instant
Startup
Sandbox
View provider
Paystack logo

Paystack

Nigerian Market

regional
Fees
1.95% (local), 3.9% (international)
Settlement
1–7 business days
Enterprise
Instant
Startup
Sandbox
View provider
Paysend logo

Paysend

Global Money Transfers

traditional
Fees
From 0.5% per transfer
Settlement
Instant to 2 business days
Enterprise
Instant
Low Fees
Sandbox
View provider
Google Pay logo

Google Pay

Android Mobile Payments

traditional
Fees
Free for consumers, merchant fees via processor
Settlement
Same day
Instant
Sandbox
View provider
DPO Group logo

DPO Group

African payments

regional +1
Fees
2-3%
Settlement
3–7 business days
Enterprise
Sandbox
View provider
Grey Finance logo

Grey Finance

Emerging market workers, freelancers, and global businesses

baas +1
Fees
Variable by payment method and corridor; FX charges apply
Settlement
1–2 business days
Crypto
Instant
Low Fees
View provider
Codashop logo

Codashop

Direct gaming top-ups with local payment methods

gaming
Fees
Custom
Settlement
Varies
Virtual Items
View provider
eTranzact logo

eTranzact

Pan-African switching, mobile money and USSD payments

regional
Fees
Custom
Settlement
Instant
Enterprise
Recurring
View provider
P

Profee

regional +1
Fees
Custom
Settlement
Varies
View provider
PayRetailers logo

PayRetailers

Latin America and Africa local payments

gaming +1
Fees
Per-transaction
Settlement
Varies
Enterprise
Recurring
Sandbox
View provider
MTN MoMo logo

MTN MoMo

West & Central Africa Mobile Money

regional
Fees
Custom
Settlement
Same day
Enterprise
Instant
Sandbox
View provider
C2FO logo

C2FO

Supply Chain Working Capital

traditional
Fees
Custom
Settlement
1–2 business days
Enterprise
Instant
Recurring
View provider
Cellulant logo

Cellulant

Pan-African Payments

regional
Fees
Custom
Settlement
Varies by payment method
Enterprise
Sandbox
View provider
Chipper Cash logo

Chipper Cash

African P2P Transfers

regional
Fees
Free P2P, merchant fees vary
Settlement
1–5 business days
Crypto
Low Fees
Sandbox
View provider

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