South African Payment Providers

Compare 313 payment providers in South Africa. Find the best payment gateway for your business.

Total Providers

313

Top Categories

TraditionalCryptoRegionalGamingHigh Risk

Focused on South Africa

72

providers listing South Africa as a core market

Top payment providers in South Africa

72 of these providers list South Africa as a core market — they lead the list below, ahead of the international platforms that also support it.

Niobi logo

Niobi

African payments infrastructure for collections, payouts, and financial operations

crypto +3
Fees
Custom
Settlement
Varies
Crypto
Enterprise
Instant
Sandbox
Claimed View provider
Xsolla logo

Xsolla

Game Monetization

gaming
Fees
Custom
Settlement
30 business days
Crypto
Enterprise
High Risk
Sandbox
Claimed View provider
SPAYZ.io logo

SPAYZ.io

Global Payment Provider

crypto +3
Fees
Custom
Settlement
Same day
Crypto
Enterprise
High Risk
Claimed View provider
SterlingPay logo

SterlingPay

Online businesses that need cards, wallets and bank transfers in 150+ currencies, with settlement in EUR, GBP or USD.

traditional +1
Fees
Custom
Settlement
Varies
Multi Currency
Recurring Billing
Recurring
Claimed View provider
Fiserv logo

Fiserv

Financial institutions

traditional
Fees
Custom
Settlement
1–2 business days
Enterprise
Startup
Sandbox
View provider
dLocal logo

dLocal

Emerging Markets

regional
Fees
3-7% all-inclusive
Settlement
2–7 business days
Enterprise
Instant
Sandbox
View provider
Flutterwave logo

Flutterwave

Pan-African Payments

regional +1
Fees
1.4% (local), 3.8% (international)
Settlement
Next business day
Enterprise
Instant
Startup
Sandbox
View provider
GoCardless logo

GoCardless

Recurring payments

traditional
Fees
1%–1.4% + £0.2
Settlement
2–5 business days
Instant
Low Fees
Recurring
Sandbox
View provider
Global Payments logo

Global Payments

International commerce

traditional
Fees
Custom
Settlement
1–3 business days
Enterprise
Sandbox
View provider
Fincra logo

Fincra

African Payment Infrastructure

regional +1
Fees
1%–3.5%
Settlement
Next business day
Crypto
Instant
Startup
Sandbox
View provider
Emerchantview logo

Emerchantview

Global Payment Processing & Merchant Acquiring

high risk +1
Fees
Custom
Settlement
Varies
High Risk
Recurring
Sandbox
View provider
C

Currenxie

SMEs and enterprises needing multi-currency global accounts, local collect/payout rails, and embedded cross-border payments infrastructure

regional +1
Fees
Global Account free; collect USD 0.75/tx; local payout USD 3/tx; SWIFT USD 8/tx; FX 0.10-0.60% over mid-market.
Settlement
Varies
Enterprise
Low Fees
View provider
EBANX logo

EBANX

LATAM Gateway

regional
Fees
$200/month + 5%
Settlement
14 business days
Crypto
Instant
Startup
Sandbox
View provider
Apple Pay logo

Apple Pay

Mobile & contactless payments

traditional
Fees
Custom
Settlement
Varies by payment processor
Enterprise
Instant
Low Fees
Sandbox
View provider
Paystack logo

Paystack

Nigerian Market

regional
Fees
1.95% (local), 3.9% (international)
Settlement
1–7 business days
Enterprise
Instant
Startup
Sandbox
View provider
Google Pay logo

Google Pay

Android Mobile Payments

traditional
Fees
Free for consumers, merchant fees via processor
Settlement
Same day
Instant
Sandbox
View provider
DPO Group logo

DPO Group

African payments

regional +1
Fees
2-3%
Settlement
3–7 business days
Enterprise
Sandbox
View provider
Grey Finance logo

Grey Finance

Emerging market workers, freelancers, and global businesses

baas +1
Fees
Variable by payment method and corridor; FX charges apply
Settlement
1–2 business days
Crypto
Instant
Low Fees
View provider
Coupa Pay logo

Coupa Pay

Enterprise B2B payments and virtual card issuance inside procurement workflows

traditional
Fees
Custom
Settlement
Varies
Enterprise
Recurring
View provider
Codashop logo

Codashop

Direct gaming top-ups with local payment methods

gaming
Fees
Custom
Settlement
Varies
Virtual Items
View provider
BorderPay Velocity logo

BorderPay Velocity

Verified B2B companies (startups, SMEs, enterprises, platforms) that collect and pay across borders in USD, EUR, GBP or stablecoins, including through African bank and mobile money routes.

regional +1
Fees
Business account creation and KYB onboarding are free. Business account maintenance is $29.99/month after verification. Global bank payouts carry a 1% BorderPay fee. Supported same-network USDC, USDT and EURC transfers carry no BorderPay transaction fee. FX, on-ramp, African-rail, network and other applicable fees are shown before confirmation.
Settlement
Varies
View provider
V

Vitesse

regional +1
Fees
Custom
Settlement
Varies
View provider
Boku logo

Boku

Carrier Billing

regional
Fees
Custom
Settlement
Varies
Enterprise
Sandbox
View provider
eTranzact logo

eTranzact

Pan-African switching, mobile money and USSD payments

regional
Fees
Custom
Settlement
Instant
Enterprise
Recurring
View provider

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