South African Payment Providers
Compare 289 payment providers in South Africa. Find the best payment gateway for your business.
Total Providers
289
Top Categories
TraditionalRegionalCryptoGamingHigh Risk
Focused on South Africa
67
providers listing South Africa as a core market
Top payment providers in South Africa
67 of these providers list South Africa as a core market — they lead the list below, ahead of the international platforms that also support it.
PayFast
South African Market
Fees
3.2%
Settlement
2–3 business days
Instant
Startup
Sandbox
View provider
MTN MoMo
West & Central Africa Mobile Money
Fees
Custom
Settlement
Same day
Enterprise
Instant
Sandbox
View provider
C2FO
Supply Chain Working Capital
Fees
Custom
Settlement
1–2 business days
Enterprise
Instant
Recurring
View provider
M-Pesa
African Mobile Money
Fees
1-3%
Settlement
Instant
Instant
Startup
Sandbox
View provider
Peach Payments
African e-commerce
Fees
2.85% + R0.99
Settlement
2–3 business days
Recurring
Startup
Sandbox
View provider
Cellulant
Pan-African Payments
Fees
Custom
Settlement
Varies by payment method
Enterprise
Sandbox
View provider
Chipper Cash
African P2P Transfers
Fees
Free P2P, merchant fees vary
Settlement
1–5 business days
Crypto
Low Fees
Sandbox
View provider
EFT Pay
South African Instant EFT
Fees
1.5-2%
Settlement
Same day
Enterprise
Instant
Startup
Sandbox
View provider
Ozow
South African EFT
Fees
1.5% or R1 minimum
Settlement
Same day
Instant
Low Fees
Sandbox
View provider
P
PassTo (Swift Payment Technologies)
Fees
Custom
Settlement
Varies
Low Fees
View provider
M
Monerium
Fees
Custom
Settlement
Varies
Crypto
View provider
Stitch
South African Open Banking
Fees
Per-API-call pricing
Settlement
Instant
Crypto
Startup
Sandbox
View provider
DusuPay
Pan-African Collections & Payouts
Fees
3.5%
Settlement
Varies
Crypto
Instant
Startup
Sandbox
View provider
Yoco
South African SMEs
Fees
2.95%
Settlement
2 business days
Startup
Sandbox
View provider
Kora
African Business Payments
Fees
0.5% - 2.5% per transaction
Settlement
Varies
Instant
Recurring
Startup
Sandbox
View provider
Airtel Money
African mobile money and remittances
Fees
1-3% depending on transaction type
Settlement
Same day
Enterprise
Low Fees
View provider
P
PayAngel
Fees
Custom
Settlement
Varies
View provider
PayGate
South African market
Fees
2.95%
Settlement
2–3 business days
Enterprise
Sandbox
View provider
SeerBit
Pan-African Payment Gateway
Fees
1.5% capped
Settlement
Next business day
Instant
Sandbox
View provider
V
Velocity Trade
Fees
Custom
Settlement
Varies
View provider
EcoCash
Zimbabwe Mobile Money
Fees
Custom
Settlement
Varies
Instant
View provider
AZA Finance (BitPesa)
African B2B Cross-Border & Treasury
Fees
1-3% + FX
Settlement
Varies
Enterprise
Sandbox
View provider
VodaPay
South African Super-App
Fees
Custom
Settlement
2 business days
Startup
Sandbox
View provider
iKhokha
South African SME Payments
Fees
2.85% + VAT per transaction
Settlement
Varies
Low Fees
Startup
View provider
South Africa specialists & leading international providers
NiobiXsollaSPAYZ.ioFiservdLocalFlutterwaveGoCardlessFincraEmerchantviewCurrenxieEBANXGlobal PaymentsPaystackGoogle PayDPO GroupApple PayGrey FinanceCoupa PayCodashopVitesseBokueTranzactProfeePayRetailersPayFastMTN MoMoC2FOM-PesaPeach PaymentsCellulantChipper CashEFT PayOzowPassTo (Swift Payment Technologies)MoneriumStitchDusuPayYocoKoraAirtel MoneyPayAngelPayGateSeerBitVelocity TradeEcoCashAZA Finance (BitPesa)VodaPayiKhokhaZapperVodacom M-PesaPaymentologyGateZonePayAtSmile IdentitySnapScanNetCash (South Africa)RevioPayflexTymeBankPXPCitiLunoPesai-Pay (South Africa)Sable International FXA Place in the Sun CurrencyCryptoPAYRPaygatexNuveiCatalystPayMalum PaymentsPayXLJuspayBitpaceWeedsPaymentsPaymentwallOppi PaymentNOWPaymentsSouthpayUnlimitBlockonomicsAssetPayWhopPayAlmaMintPayDoStripeAdyenAirwallexPayPalAlipayAnt InternationalPayUAlchemy PayBraintreeWorldpayFISFastSpringBlueSnapBitPayVoltWiseBVNKAdvCash (now Volet.com)IngenicoPaysafe