South African Payment Providers
Compare 313 payment providers in South Africa. Find the best payment gateway for your business.
Total Providers
313
Top Categories
TraditionalCryptoRegionalGamingHigh Risk
Focused on South Africa
72
providers listing South Africa as a core market
Top payment providers in South Africa
72 of these providers list South Africa as a core market — they lead the list below, ahead of the international platforms that also support it.
P
Profee
Fees
Custom
Settlement
Varies
View provider
Altery
Businesses that need multi-currency accounts in EUR, GBP and USD, cross-border supplier and mass payouts, and API-driven card issuing, rather than card acceptance.
Fees
Plans: Starter £50/month, Pro £100/month, Ultra £300/month. FX markup (EUR, GBP, USD): up to 0.8% / up to 0.7% / up to 0.5%. Faster Payments (UK): £1 / £1 / £0.5. SEPA payment: €2 / €1.5 / €1. SWIFT payment: 0.50%, min $17 / €15 / £13 (Starter); 0.35%, min $14 / €12 / £11 (Pro); 0.20%, min $12 / €10 / £9 (Ultra). SWIFT fee cap: No cap / No cap / Max €500 / $580 / £430. Incoming SWIFT: $14 / €12 / £10 (Starter); $7 / €6 / £5 (Pro); Free (Ultra). Card payout, UK issued card: 0.7%, min £1 (Starter, Pro), 0.7%, min £0.5 (Ultra). Card payout, EU issued card: 1.5%, min £1 (Starter, Pro), 1.5%, min £0.5 (Ultra). Card payout, rest of the world issued card: £0.5 + 3% / £0.5 + 2.5% / £0.5 + 2%.
Settlement
Varies
View provider
Nexpay
Corporate clients, including crypto firms, PSPs, gambling and betting operators and other high-risk or cross-border digital businesses, that need EUR business accounts with dedicated IBANs and SEPA/SWIFT payments.
Fees
Basic+: account maintenance €200-400/month; document processing €500; account opening €1000; incoming/outgoing SEPA & SEPA Instant 0.15% + €1.5; incoming/outgoing SWIFT 0.4%, min €50; FX fee 0.5% min €50; transfers between Nexpay accounts free. Premium: €1250-1450/month; incoming/outgoing SEPA & SEPA Instant free (up to €750 000 monthly turnover each); SWIFT 0.4%, min €50; FX 0.5% min €50. Enterprise: custom. Other: priority onboarding €1000; payment cancellation request €100-150; API integration €1000; multiuser functionality €5 + VAT; reference letters €50-100 + VAT; service continuity fee €100-1000.
Settlement
Varies
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PayRetailers
Latin America and Africa local payments
Fees
Per-transaction
Settlement
Varies
Enterprise
Recurring
Sandbox
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PayFast
South African Market
Fees
3.2%
Settlement
2–3 business days
Instant
Startup
Sandbox
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MTN MoMo
West & Central Africa Mobile Money
Fees
Custom
Settlement
Same day
Enterprise
Instant
Sandbox
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C2FO
Supply Chain Working Capital
Fees
Custom
Settlement
1–2 business days
Enterprise
Instant
Recurring
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M-Pesa
African Mobile Money
Fees
1-3%
Settlement
Instant
Instant
Startup
Sandbox
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Peach Payments
African e-commerce
Fees
2.85% + R0.99
Settlement
2–3 business days
Recurring
Startup
Sandbox
View provider
Cellulant
Pan-African Payments
Fees
Custom
Settlement
Varies by payment method
Enterprise
Sandbox
View provider
Chipper Cash
African P2P Transfers
Fees
Free P2P, merchant fees vary
Settlement
1–5 business days
Crypto
Low Fees
Sandbox
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EFT Pay
South African Instant EFT
Fees
1.5-2%
Settlement
Same day
Enterprise
Instant
Startup
Sandbox
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Ozow
South African EFT
Fees
1.5% or R1 minimum
Settlement
Same day
Instant
Low Fees
Sandbox
View provider
P
PassTo (Swift Payment Technologies)
Fees
Custom
Settlement
Varies
Low Fees
View provider
M
Monerium
Fees
Custom
Settlement
Varies
Crypto
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Stitch
South African Open Banking
Fees
Per-API-call pricing
Settlement
Instant
Crypto
Startup
Sandbox
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DusuPay
Pan-African Collections & Payouts
Fees
3.5%
Settlement
Varies
Crypto
Instant
Startup
Sandbox
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Yoco
South African SMEs
Fees
2.95%
Settlement
2 business days
Startup
Sandbox
View provider
Kora
African Business Payments
Fees
0.5% - 2.5% per transaction
Settlement
Varies
Instant
Recurring
Startup
Sandbox
View provider
Airtel Money
African mobile money and remittances
Fees
1-3% depending on transaction type
Settlement
Same day
Enterprise
Low Fees
View provider
P
PayAngel
Fees
Custom
Settlement
Varies
View provider
PayGate
South African market
Fees
2.95%
Settlement
2–3 business days
Enterprise
Sandbox
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SeerBit
Pan-African Payment Gateway
Fees
1.5% capped
Settlement
Next business day
Instant
Sandbox
View provider
V
Velocity Trade
Fees
Custom
Settlement
Varies
View provider
South Africa specialists & leading international providers
NiobiXsollaSPAYZ.ioSterlingPayFiservdLocalFlutterwaveGoCardlessGlobal PaymentsFincraEmerchantviewCurrenxieEBANXApple PayPaystackGoogle PayDPO GroupGrey FinanceCoupa PayCodashopBorderPay VelocityVitesseBokueTranzactProfeeAlteryNexpayPayRetailersPayFastMTN MoMoC2FOM-PesaPeach PaymentsCellulantChipper CashEFT PayOzowPassTo (Swift Payment Technologies)MoneriumStitchDusuPayYocoKoraAirtel MoneyPayAngelPayGateSeerBitVelocity TradeEcoCashAZA Finance (BitPesa)VodaPayiKhokhaZapperVodacom M-PesaPaymentologyMercury GlobalGateZonePayAtSmile IdentitySnapScanNetCash (South Africa)RevioPayflexTymeBankPXPCitiLunoPesai-Pay (South Africa)Sable International FXA Place in the Sun CurrencyPaywintCryptoPAYRNuveiPAYWISE ASIACatalystPayMalum PaymentsPayXLJuspayPaymentwallFiChecksBitpaceWeedsPaymentsUnlimitOppi PaymentNOWPaymentsSouthpayUQPay0xProcessingAssetPayBlockonomicsWhopPayAlmaMintPayDoStripeAdyenAirwallexPayPalAlipayAnt InternationalFISPayUAlchemy PayBitPayVoltWiseBraintreeWorldpayPaysafePaysend