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Niobi

Niobi

African payments infrastructure for collections, payouts, and financial operations

VS

Fiserv

Financial institutions

Fiserv
Fees from
Custom vs Custom
Features

2 shared

8 unique to Niobi
Regions

1 shared

1 unique to Niobi · 6 unique to Fiserv
Pay methods

0 shared

7 unique to Niobi · 17 unique to Fiserv

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10 features · 24 payment methods · 8 regions. We don't rank these — they're here for reference.
Niobi Niobi
Fiserv Fiserv
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
2023
1984
Headquarters
Nairobi, Kenya
Milwaukee, Wisconsin, United States
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Niobi leads (10 vs 2)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout Unique
✓
—
Low Fees Unique
✓
—
Marketplace Support Unique
✓
—
Mobile Payments Unique
✓
—
Multi Currency Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly
✓
✓
Virtual Items Unique
✓
—
Payment Methods
Fiserv leads (17 vs 7)
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Bank Transfer Unique
—
✓
Blik Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Eft Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Jcb Unique
—
✓
M Pesa Unique
✓
—
Mastercard Unique
—
✓
Mobile Wallet Unique
✓
—
Paypal Unique
—
✓
Sepa Unique
—
✓
Stablecoin Unique
✓
—
Swift Unique
✓
—
Twint Unique
—
✓
Unionpay Unique
—
✓
Usdc Unique
✓
—
Usdt Unique
✓
—
Visa Unique
—
✓
Regions
Fiserv leads (7 vs 2)
Africa
✓
✓
Asia Unique
—
✓
Europe Unique
—
✓
Global Unique
✓
—
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓

Niobi is best when you...

African payments infrastructure for collections, payouts, and financial operations
Need Crypto Support
Not available with Fiserv
Need Instant Payout
Not available with Fiserv
Want coverage in Global
Fiserv doesn't cover this region
View Niobi

Fiserv is best when you...

Financial institutions
Want coverage in Asia, Europe, Latin America, Middle East, North America, Oceania
Niobi doesn't cover these regions
View Fiserv

Frequently Asked Questions

What is the difference between Niobi and Fiserv?
They share 0 payment methods and 1 region. Niobi adds EFT, M-Pesa, Mobile Wallet and 4 more that Fiserv does not list; Fiserv adds Alipay, Amex, Apple Pay and 14 more that Niobi does not list; Niobi also covers Global; Fiserv also covers Asia, Europe and 4 more.
Which is cheaper, Niobi or Fiserv?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Niobi and Fiserv?
Niobi lists 2 regions and 7 payment methods; Fiserv lists 7 and 17. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Niobi and Fiserv compare on integration and settlement?
both offer a sandbox; both support webhooks; Fiserv publishes a settlement time of 1–2 business days.

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