Ghanaian Payment Providers

Compare 276 payment providers in Ghana. Find the best payment gateway for your business.

Total Providers

276

Top Categories

TraditionalRegionalCryptoGamingHigh Risk

Focused on Ghana

49

providers listing Ghana as a core market

Top payment providers in Ghana

49 of these providers list Ghana as a core market — they lead the list below, ahead of the international platforms that also support it.

Niobi logo

Niobi

African payments infrastructure for collections, payouts, and financial operations

Claimed
crypto +3
Fees
Custom
Settlement
Varies
Crypto
Enterprise
Instant
Sandbox
View provider
Xsolla logo

Xsolla

Game Monetization

Claimed
gaming
Fees
Custom
Settlement
30 business days
Crypto
Enterprise
High Risk
Sandbox
View provider
SPAYZ.io logo

SPAYZ.io

Global Payment Provider

Claimed
crypto +3
Fees
Custom
Settlement
Same day
Crypto
Enterprise
High Risk
View provider
Pivot Payments Limited logo

Pivot Payments Limited

Businesses seeking reliable, scalable payment collections and payouts across Africa.

Claimed
gaming +2
Fees
Custom
Settlement
Next business day
Mobile Payments
View provider
dLocal logo

dLocal

Emerging Markets

regional
Fees
3-7% all-inclusive
Settlement
2–7 business days
Enterprise
Instant
Sandbox
View provider
Flutterwave logo

Flutterwave

Pan-African Payments

regional +1
Fees
1.4% (local), 3.8% (international)
Settlement
Next business day
Enterprise
Instant
Startup
Sandbox
View provider
Fincra logo

Fincra

African Payment Infrastructure

regional +1
Fees
1%–3.5%
Settlement
Next business day
Crypto
Instant
Startup
Sandbox
View provider
Paystack logo

Paystack

Nigerian Market

regional
Fees
1.95% (local), 3.9% (international)
Settlement
1–7 business days
Enterprise
Instant
Startup
Sandbox
View provider
Google Pay logo

Google Pay

Android Mobile Payments

traditional
Fees
Free for consumers, merchant fees via processor
Settlement
Same day
Instant
Sandbox
View provider
DPO Group logo

DPO Group

African payments

regional +1
Fees
2-3%
Settlement
3–7 business days
Enterprise
Sandbox
View provider
Grey Finance logo

Grey Finance

Emerging market workers, freelancers, and global businesses

baas +1
Fees
Variable by payment method and corridor; FX charges apply
Settlement
1–2 business days
Crypto
Instant
Low Fees
View provider
Coupa Pay logo

Coupa Pay

Enterprise B2B payments and virtual card issuance inside procurement workflows

traditional
Fees
Custom
Settlement
Varies
Enterprise
Recurring
View provider
eTranzact logo

eTranzact

Pan-African switching, mobile money and USSD payments

regional
Fees
Custom
Settlement
Instant
Enterprise
Recurring
View provider
P

Profee

regional +1
Fees
Custom
Settlement
Varies
View provider
PayRetailers logo

PayRetailers

Latin America and Africa local payments

gaming +1
Fees
Per-transaction
Settlement
Varies
Enterprise
Recurring
Sandbox
View provider
MTN MoMo logo

MTN MoMo

West & Central Africa Mobile Money

regional
Fees
Custom
Settlement
Same day
Enterprise
Instant
Sandbox
View provider
M-Pesa logo

M-Pesa

African Mobile Money

regional
Fees
1-3%
Settlement
Instant
Instant
Startup
Sandbox
View provider
Cellulant logo

Cellulant

Pan-African Payments

regional
Fees
Custom
Settlement
Varies by payment method
Enterprise
Sandbox
View provider
Chipper Cash logo

Chipper Cash

African P2P Transfers

regional
Fees
Free P2P, merchant fees vary
Settlement
1–5 business days
Crypto
Low Fees
Sandbox
View provider
M-Pesa Business logo

M-Pesa Business

Kenyan M-Pesa Merchant

regional
Fees
Custom
Settlement
Instant
Enterprise
Instant
Low Fees
Sandbox
View provider
P

PassTo (Swift Payment Technologies)

regional +1
Fees
Custom
Settlement
Varies
Low Fees
View provider
Hubtel logo

Hubtel

Ghanaian Commerce Platform

regional
Fees
1.95% per transaction for merchants (fees vary by payment method)
Settlement
Next business day
Startup
Sandbox
View provider
Stitch logo

Stitch

South African Open Banking

infrastructure
Fees
Per-API-call pricing
Settlement
Instant
Crypto
Startup
Sandbox
View provider
Beyonic logo

Beyonic

African Business Disbursements

regional
Fees
Per-transaction
Settlement
Instant to 3 business days
Enterprise
Instant
Startup
Sandbox
View provider

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