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SPAYZ.io

SPAYZ.io

Global Payment Provider

VS

Niobi

African payments infrastructure for collections, payouts, and financial operations

Niobi
Fees from
Custom vs Custom
Features

4 shared

1 unique to SPAYZ.io · 6 unique to Niobi
Regions

1 shared

3 unique to SPAYZ.io · 1 unique to Niobi
Pay methods

0 shared

7 unique to Niobi

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11 features · 7 payment methods · 5 regions. We don't rank these — they're here for reference.
SPAYZ.io SPAYZ.io
Niobi Niobi
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
Same day
—
Founded
2018
2023
Headquarters
Cyprus
Nairobi, Kenya
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Niobi leads (10 vs 5)
Crypto Support
✓
✓
Enterprise
✓
✓
High Risk Accepted Unique
✓
—
Instant Payout
✓
✓
Low Fees Unique
—
✓
Marketplace Support Unique
—
✓
Mobile Payments Unique
—
✓
Multi Currency Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Virtual Items Unique
—
✓
Payment Methods
Niobi leads (7 vs 0)
Eft Unique
—
✓
M Pesa Unique
—
✓
Mobile Wallet Unique
—
✓
Stablecoin Unique
—
✓
Swift Unique
—
✓
Usdc Unique
—
✓
Usdt Unique
—
✓
Regions
SPAYZ.io leads (4 vs 2)
Africa
✓
✓
Asia Unique
✓
—
Europe Unique
✓
—
Global Unique
—
✓
Southeast Asia Unique
✓
—

SPAYZ.io is best when you...

Global Payment Provider
Need High Risk Accepted
Not available with Niobi
Want coverage in Asia, Europe, Southeast Asia
Niobi doesn't cover these regions
View SPAYZ.io

Niobi is best when you...

African payments infrastructure for collections, payouts, and financial operations
Need Low Fees
Not available with SPAYZ.io
Need Marketplace Support
Not available with SPAYZ.io
Want coverage in Global
SPAYZ.io doesn't cover this region
View Niobi

Frequently Asked Questions

What is the difference between SPAYZ.io and Niobi?
They share 0 payment methods and 1 region. Niobi adds EFT, M-Pesa, Mobile Wallet and 4 more that SPAYZ.io does not list; SPAYZ.io also covers Asia, Europe and 1 more; Niobi also covers Global; only SPAYZ.io offers High Risk Accepted.
Which is cheaper, SPAYZ.io or Niobi?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use SPAYZ.io and Niobi?
SPAYZ.io lists 4 regions and 0 payment methods; Niobi lists 2 and 7. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do SPAYZ.io and Niobi compare on integration and settlement?
Niobi offers a sandbox, SPAYZ.io does not list one; Niobi supports webhooks; SPAYZ.io publishes a settlement time of Same day.

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