Ozow logo
regional Cape Town, South Africa

Ozow

South Africa's leading instant EFT payment platform enabling real-time bank-to-bank payments. Ozow offers Pay by Bank, QR codes, and payment links, providing cardless payment acceptance for South African merchants with competitive low fees.

Fees from
1.5% or R1 minimum
Settlement
Same day
Coverage
1 country
Payment methods
5
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Ozow before signing. Visit Website is an external link; we may earn a commission.

Ozow overview

Best for

South African EFT

Key features

Instant Payments
Low Fees

Ozow pricing & fees

Pricing structure

Pricing
1.5% or R1 minimum
Your business must be registered in
Not disclosed
Headquarters
Cape Town, South Africa
Founded
2014

See how Ozow's fees stack up

Compare pricing side by side with similar providers.

Compare fees

Ozow settlement & payouts

Payouts

Settlement time
Same day
Settlement currencies
Not collected yet

Ozow API & integration

API Profile

Sandbox
Available
Webhooks
Supported

Platforms

MobileOnline

Official SDKs

CSHARPJAVANode.jsPHPPYTHONREST API

Ozow coverage & payment methods

Regions

Africa

Supported countries

1 country
ZA

Payment methods

Bank TransferEftOpen BankingPayment LinkQr Code

Ozow licensing & compliance

Login to show compliance

Licenses, regulators, registry records and legal entities for Ozow — free with a PaymentProviders account.

1 legal entity

Log in — it's free

Using ChatGPT or Claude? Ask it to prepare your application to Ozow. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it

Not sure Ozow is the right fit?

Answer a few quick questions and get matched with providers that fit your business — free.