Nigerian Payment Providers
Compare 314 payment providers in Nigeria. Find the best payment gateway for your business.
Total Providers
314
Top Categories
TraditionalCryptoRegionalGamingHigh Risk
Focused on Nigeria
70
providers listing Nigeria as a core market
Top payment providers in Nigeria
70 of these providers list Nigeria as a core market — they lead the list below, ahead of the international platforms that also support it.
TeamApt (Moniepoint)
Nigerian Business Banking
Fees
Transaction-based fees
Settlement
Instant
Instant
Startup
Sandbox
View provider
Cellulant
Pan-African Payments
Fees
Custom
Settlement
Varies by payment method
Enterprise
Sandbox
View provider
Chipper Cash
African P2P Transfers
Fees
Free P2P, merchant fees vary
Settlement
1–5 business days
Crypto
Low Fees
Sandbox
View provider
P
PassTo (Swift Payment Technologies)
Fees
Custom
Settlement
Varies
Low Fees
View provider
Branch International
Emerging Market Mobile Lending
Fees
Custom
Settlement
Next business day
Instant
Sandbox
View provider
Bluecode
Mobile payments
Fees
0.95-1.5%
Settlement
1–2 business days
Startup
Sandbox
View provider
Stitch
South African Open Banking
Fees
Per-API-call pricing
Settlement
Instant
Crypto
Startup
Sandbox
View provider
Paga
Nigerian Mobile Money
Fees
1% - 2% per transaction
Settlement
Next business day
Instant
Low Fees
Startup
Sandbox
View provider
IntaSend
Kenyan Payment Gateway
Fees
3%-5.5% per transaction
Settlement
2–3 business days
Crypto
Startup
Sandbox
View provider
Carbon
Nigerian Fintech Payments
Fees
₦100,000 one-time fee; ₦100/month per active account + 7.5% VAT; free deposits; variable transfer fees
Settlement
Near-instant
Instant
Sandbox
View provider
DusuPay
Pan-African Collections & Payouts
Fees
3.5%
Settlement
Varies
Crypto
Instant
Startup
Sandbox
View provider
Interswitch
Nigerian Digital Payments
Fees
1.5% (capped at NGN 2,000)
Settlement
Next business day
Enterprise
Sandbox
View provider
Kora
African Business Payments
Fees
0.5% - 2.5% per transaction
Settlement
Varies
Instant
Recurring
Startup
Sandbox
View provider
Tingg (Cellulant)
Pan-African Payment Hub
Fees
Per-transaction pricing
Settlement
1–3 business days
Enterprise
Sandbox
View provider
Airtel Money
African mobile money and remittances
Fees
1-3% depending on transaction type
Settlement
Same day
Enterprise
Low Fees
View provider
P
PayAngel
Fees
Custom
Settlement
Varies
View provider
Remita
Nigerian Government & Business Payments
Fees
Custom
Settlement
1–3 business days
Enterprise
Recurring
Sandbox
View provider
Airtel Money Africa
Pan-African Mobile Money
Fees
Custom
Settlement
Varies
Instant
Low Fees
Recurring
Sandbox
View provider
Kuda Bank
Nigerian Digital Banking
Fees
Custom
Settlement
Instant
Low Fees
Startup
Sandbox
View provider
OPay
Nigerian Super-App
Fees
1.5% per transaction
Settlement
Next business day
Instant
Sandbox
View provider
Korapay
African Payment Infrastructure
Fees
1.5% capped
Settlement
Next business day
Instant
Startup
Sandbox
View provider
SeerBit
Pan-African Payment Gateway
Fees
1.5% capped
Settlement
Next business day
Instant
Sandbox
View provider
Nomba
Nigerian Merchant POS
Fees
0.5%-1.5% per transaction
Settlement
Next business day
Low Fees
Startup
Sandbox
View provider
A
APS International
Fees
Low fees from 99p per transfer, with occasional zero-commission promotions; exchange-rate margin applied on currency conversion.
Settlement
Varies
View provider
Nigeria specialists & leading international providers
NiobiXsollaSPAYZ.ioSterlingPayPivot Payments LimitedAdyendLocalFlutterwavedLocal GoPaysendFincraEBANXPaystackGoogle PayDPO GroupGrey FinanceCodashopBorderPay VelocityeTranzactProfeeAlteryPayRetailersMTN MoMoC2FOTeamApt (Moniepoint)CellulantChipper CashPassTo (Swift Payment Technologies)Branch InternationalBluecodeStitchPagaIntaSendCarbonDusuPayInterswitchKoraTingg (Cellulant)Airtel MoneyPayAngelRemitaAirtel Money AfricaKuda BankOPayKorapaySeerBitNombaAPS InternationalLemFiBudpayAZA Finance (BitPesa)OrionmonexZenith Bank (UK)MonnifySquad by GTBankPalmPayThepeerGateRemitanoZoneLencoPaxfulFX MasterSmile IdentityRevioDapsyPayVerve InternationalLunoPesaAlpha & Omega Money TransferPaywintCryptoPAYRNuveiPAYWISE ASIACatalystPayMalum PaymentsPayXLJuspayPaymentwallFiChecksBitpaceWeedsPaymentsUnlimitOppi PaymentNOWPaymentsSouthpayUQPay0xProcessingAssetPayBlockonomicsWhopPayAlmaMintPayDoStripeAirwallexFiservPayPalAlipayAnt InternationalFISGoCardlessPayUAlchemy PayBitPayVoltWiseBraintreeWorldpayPaysafe