Verified B2B companies (startups, SMEs, enterprises, platforms) that collect and pay across borders in USD, EUR, GBP or stablecoins, including through African bank and mobile money routes.

regional +1

Fees

Business account creation and KYB onboarding are free. Business account maintenance is $29.99/month after verification. Global bank payouts carry a 1% BorderPay fee. Supported same-network USDC, USDT and EURC transfers carry no BorderPay transaction fee. FX, on-ramp, African-rail, network and other applicable fees are shown before confirmation.

Settlement

Varies

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Pivot Payments Limited

Businesses seeking reliable, scalable payment collections and payouts across Africa.

Claimed View provider

Pesapal

East African Payments

regional +1

Fees

1.5%-3.5% per transaction

M-Pesa

African Mobile Money

Klasha

Businesses that want to collect payments from customers in African markets in local currencies and methods (cards, mobile money, M-Pesa, USSD, bank transfer), or pay suppliers in Asia and abroad from African currencies.

regional +1

Fees

Klasha Pay / Payment Links: 2.9% for NGN; 2.9% for KES; 4.0% for ZAR. Klasha Wire (fees based on transaction volume): $1,000 - 2.75%; $5,000 - 2.27%; $10,000 - 2.21%; $20,000 - 2.18%; $50,000 - 2.16%. Zero set-up fees. Fees are only charged per transaction made.

Settlement

Your money is automatically settled in your Klasha wallet. To request payouts in your bank account, it takes T+1 for Nigerian merchants and T+3 for merchants in other African countries and international merchants

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Tingg (Cellulant)

Pan-African Payment Hub

regional +1

Fees

Per-transaction pricing

Afrex

African businesses, fintechs and institutions that need stablecoin (USDT/USDC) on/off-ramps, OTC liquidity or cross-border settlement between African and global markets.

crypto +1

Fees

Afrex offers competitive transaction fees starting from 0.5%, significantly lower than traditional banking methods.

Settlement

Near-instant

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