M-Pesa
11 payment providers accepting M-Pesa.
Most of the first 11 concentrate in Africa, Global, Europe.
11 providers
Flutterwave
Pan-African Payments
Fees
1.4% (local), 3.8% (international)
Settlement
Next business day
Enterprise
Instant
Startup
Sandbox
View provider
Niobi
African payments infrastructure for collections, payouts, and financial operations
ClaimedFees
Custom
Settlement
Varies
Crypto
Enterprise
Instant
Sandbox
View provider
Fincra
African Payment Infrastructure
Fees
1%–3.5%
Settlement
Next business day
Crypto
Instant
Startup
Sandbox
View provider
DPO Group
African payments
Fees
2-3%
Settlement
3–7 business days
Enterprise
Sandbox
View provider
Pivot Payments Limited
Businesses seeking reliable, scalable payment collections and payouts across Africa.
ClaimedFees
Custom
Settlement
Next business day
Mobile Payments
View provider
Pesapal
East African Payments
Fees
1.5%-3.5% per transaction
Settlement
Next business day
Startup
Sandbox
View provider
M-Pesa
African Mobile Money
Fees
1-3%
Settlement
Instant
Instant
Startup
Sandbox
View provider
Tingg (Cellulant)
Pan-African Payment Hub
Fees
Per-transaction pricing
Settlement
1–3 business days
Enterprise
Sandbox
View provider
Kopokopo
Kenyan M-Pesa Merchant Payments
Fees
Custom
Settlement
Varies
Instant
Startup
Sandbox
View provider
Selcom
East African Digital Payments
Fees
Custom
Settlement
Varies
Instant
View provider
ArifPay
Ethiopian Digital Payments
Fees
Transaction-based
Settlement
1–2 business days
Instant
Startup
Sandbox
View provider