USSD
18 payment providers accepting USSD.
Most of the first 18 concentrate in Africa, Middle East, Global.
18 providers
Flutterwave
Pan-African Payments
Fees
1.4% (local), 3.8% (international)
Settlement
Next business day
Enterprise
Instant
Startup
Sandbox
View provider
Paystack
Nigerian Market
Fees
1.95% (local), 3.9% (international)
Settlement
1–7 business days
Enterprise
Instant
Startup
Sandbox
View provider
DPO Group
African payments
Fees
2-3%
Settlement
3–7 business days
Enterprise
Sandbox
View provider
eTranzact
Pan-African switching, mobile money and USSD payments
Fees
Custom
Settlement
Instant
Enterprise
Recurring
View provider
Pivot Payments Limited
Businesses seeking reliable, scalable payment collections and payouts across Africa.
ClaimedFees
Custom
Settlement
Next business day
Mobile Payments
View provider
M-Pesa
African Mobile Money
Fees
1-3%
Settlement
Instant
Instant
Startup
Sandbox
View provider
Cellulant
Pan-African Payments
Fees
Custom
Settlement
Varies by payment method
Enterprise
Sandbox
View provider
Paga
Nigerian Mobile Money
Fees
1% - 2% per transaction
Settlement
Next business day
Instant
Low Fees
Startup
Sandbox
View provider
Interswitch
Nigerian Digital Payments
Fees
1.5% (capped at NGN 2,000)
Settlement
Next business day
Enterprise
Sandbox
View provider
HesabPay
Afghan remittances and digital payments
Fees
0.5-2% for transactions
Settlement
Instant
Crypto
High Risk
Instant
View provider
Tingg (Cellulant)
Pan-African Payment Hub
Fees
Per-transaction pricing
Settlement
1–3 business days
Enterprise
Sandbox
View provider
Remita
Nigerian Government & Business Payments
Fees
Custom
Settlement
1–3 business days
Enterprise
Recurring
Sandbox
View provider
Kuda Bank
Nigerian Digital Banking
Fees
Custom
Settlement
Instant
Low Fees
Startup
Sandbox
View provider
OPay
Nigerian Super-App
Fees
1.5% per transaction
Settlement
Next business day
Instant
Sandbox
View provider
SeerBit
Pan-African Payment Gateway
Fees
1.5% capped
Settlement
Next business day
Instant
Sandbox
View provider
Nomba
Nigerian Merchant POS
Fees
0.5%-1.5% per transaction
Settlement
Next business day
Low Fees
Startup
Sandbox
View provider
Budpay
Nigerian Payment Infrastructure
Fees
1.5% capped at NGN 2,000
Settlement
1–2 business days
Instant
Startup
Sandbox
View provider
Monnify
Nigerian Bank Transfer Collection
Fees
1.5%–4%
Settlement
Varies
Low Fees
Startup
Sandbox
View provider