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Paystack

Paystack

Nigerian Market

VS

eTranzact

Pan-African switching, mobile money and USSD payments

eTranzact
Fees from
1.95% (local), 3.9% (international) vs Custom
Features

1 shared

3 unique to Paystack · 1 unique to eTranzact
Regions

1 shared

Pay methods

7 shared

5 unique to Paystack

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Show full specs
5 features · 12 payment methods · 1 regions. We don't rank these — they're here for reference.
Paystack Paystack
eTranzact eTranzact
Quick Facts
Fees
Standard transaction rate
1.95% (local), 3.9% (international)
Custom
Settlement
Time to receive funds
1–7 business days
Instant
Founded
2015
2003
Headquarters
Lagos, Nigeria
Lagos, Nigeria
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
Paystack leads (4 vs 2)
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Paystack leads (12 vs 7)
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Credit Card
✓
✓
Debit Card
✓
✓
Eft Unique
✓
—
Mastercard
✓
✓
Mobile Money
✓
✓
Mobile Wallet Unique
✓
—
Pos Unique
✓
—
Ussd
✓
✓
Verve Unique
✓
—
Visa
✓
✓
Regions
Africa
✓
✓

Paystack is best when you...

Nigerian Market
Need Instant Payout
Not available with eTranzact
Need Instant Sandbox
Not available with eTranzact
View Paystack

eTranzact is best when you...

Pan-African switching, mobile money and USSD payments
Need Recurring Payments
Not available with Paystack
View eTranzact

Frequently Asked Questions

What is the difference between Paystack and eTranzact?
They share 7 payment methods and 1 region. Paystack adds Apple Pay, EFT, Mobile Wallet and 2 more that eTranzact does not list; only Paystack offers Instant Payout, Instant Sandbox and 1 more; only eTranzact offers Recurring Payments.
Which is cheaper, Paystack or eTranzact?
Paystack has published rates from 1.95% (local), 3.9% (international); eTranzact has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paystack and eTranzact?
Paystack lists 1 region and 12 payment methods; eTranzact lists 1 and 7. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paystack and eTranzact compare on integration and settlement?
Paystack offers a sandbox, eTranzact does not list one; both support webhooks; Paystack settles in 1–7 business days, eTranzact in Instant.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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