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Flutterwave

Flutterwave

Pan-African Payments

VS

eTranzact

Pan-African switching, mobile money and USSD payments

eTranzact
Fees from
1.4% (local), 3.8% (international) vs Custom
Features

1 shared

3 unique to Flutterwave · 1 unique to eTranzact
Regions

1 shared

Pay methods

7 shared

9 unique to Flutterwave

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Show full specs
5 features · 16 payment methods · 1 regions. We don't rank these — they're here for reference.
Flutterwave Flutterwave
eTranzact eTranzact
Quick Facts
Fees
Standard transaction rate
1.4% (local), 3.8% (international)
Custom
Settlement
Time to receive funds
Next business day
Instant
Founded
2016
2003
Headquarters
San Francisco, California / Lagos, Nigeria
Lagos, Nigeria
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
Flutterwave leads (4 vs 2)
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Flutterwave leads (16 vs 7)
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Credit Card
✓
✓
Debit Card
✓
✓
Google Pay Unique
✓
—
M Pesa Unique
✓
—
Mastercard
✓
✓
Mobile Money
✓
✓
Payment Link Unique
✓
—
Pos Unique
✓
—
Qr Code Unique
✓
—
Ussd
✓
✓
Verve Unique
✓
—
Virtual Card Unique
✓
—
Visa
✓
✓
Regions
Africa
✓
✓

Flutterwave is best when you...

Pan-African Payments
Need Instant Payout
Not available with eTranzact
Need Instant Sandbox
Not available with eTranzact
View Flutterwave

eTranzact is best when you...

Pan-African switching, mobile money and USSD payments
Need Recurring Payments
Not available with Flutterwave
View eTranzact

Frequently Asked Questions

What is the difference between Flutterwave and eTranzact?
They share 7 payment methods and 1 region. Flutterwave adds Amex, Apple Pay, Google Pay and 6 more that eTranzact does not list; only Flutterwave offers Instant Payout, Instant Sandbox and 1 more; only eTranzact offers Recurring Payments.
Which is cheaper, Flutterwave or eTranzact?
Flutterwave has published rates from 1.4% (local), 3.8% (international); eTranzact has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Flutterwave and eTranzact?
Flutterwave lists 1 region and 16 payment methods; eTranzact lists 1 and 7. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Flutterwave and eTranzact compare on integration and settlement?
Flutterwave offers a sandbox, eTranzact does not list one; both support webhooks; Flutterwave settles in Next business day, eTranzact in Instant.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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