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Dwolla logo

Dwolla

ACH Payments

A US-focused ACH payment API that simplifies bank transfers for platforms and businesses. Dwolla provides programmatic access to ACH, real-time payments, and account verification with straightforward per-transaction pricing. Popular among platforms that need to move money between bank accounts without handling the complexity of direct ACH integration.

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Melio logo

Melio

B2B payments

A B2B payment platform that lets small businesses pay vendors by ACH, check, or credit card even when vendors don't accept cards. Melio simplifies accounts payable by enabling businesses to earn card rewards while paying suppliers who only accept bank transfers. Free for ACH payments with a simple, user-friendly interface.

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Detailed Comparison

Side-by-side feature breakdown

Fees
Dwolla

$0.25 per transaction

Melio

Free ACH, 2.9% cards

Category
Dwollatraditional
Meliotraditional
Available Regions
Dwolla
North America
Melio
North America
Key Features
Dwolla
✓
Low Fees
✓
Instant Sandbox
✓
Startup Friendly
Melio
✓
Low Fees
✓
Startup Friendly
SDKs & Libraries
Dwolla

7 Available

Melio

1 Available

Payment Methods
Dwolla

3 Supported

Melio

4 Supported

Common Ground

Shared Regions

North America

Shared Features

Low FeesStartup Friendly

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View Melio Details

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