Melio logo
traditional New York, New York, United States

Melio

A B2B payment platform that lets small businesses pay vendors by ACH, check, or credit card even when vendors don't accept cards. Melio simplifies accounts payable by enabling businesses to earn card rewards while paying suppliers who only accept bank transfers. Free for ACH payments with a simple, user-friendly interface.

Fees from
2.9%
Settlement
Same day
Coverage
1 country
Payment methods
5
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Melio before signing. Visit Website is an external link; we may earn a commission.

Melio overview

Best for

B2B payments

Key features

Low Fees
Startup Friendly

Melio pricing & fees

Pricing structure

Pricing
2.9%
Your business must be registered in
Not disclosed
Headquarters
New York, New York, United States
Founded
2018

See how Melio's fees stack up

Compare pricing side by side with similar providers.

Compare fees

Melio settlement & payouts

Payouts

Settlement time
Same day
Settlement currencies
Not collected yet

Melio API & integration

API Profile

Sandbox
Available
Webhooks
Supported

Platforms

MobileOnline

Official SDKs

REST-API

Melio coverage & payment methods

Regions

North America

Supported countries

1 country
US

Payment methods

AchCheckCredit CardPayment LinkWire Transfer

Melio licensing & compliance

Login to show compliance

Licenses, regulators, registry records and legal entities for Melio — free with a PaymentProviders account.

2 legal entities

Log in — it's free

Using ChatGPT or Claude? Ask it to prepare your application to Melio. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it

Not sure Melio is the right fit?

Answer a few quick questions and get matched with providers that fit your business — free.