Compare ProvidersFind the best payment solution for your business
JCB
Japanese customers
Japan's premier international card network, widely accepted across Asia and growing globally. JCB is essential for merchants targeting Japanese consumers, both domestically and as travelers. Known for premium cardholder benefits and strong presence in travel and hospitality sectors.
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UnionPay
Chinese customers
China's national card network and the world's largest card issuer by volume, accepted in 183 countries worldwide. UnionPay is essential for any merchant wanting to accept payments from Chinese consumers, both domestically and as tourists abroad. Supports mobile payments, QR codes, and contactless transactions.
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Side-by-side feature breakdown
2.95-3.5%
0.8%
4 Available
4 Available
8 Supported
9 Supported
Common Ground
Shared Regions
Shared Features
When to Choose UnionPay
Choose UnionPay if your business operates in Oceania. With fees of 0.8%, it's ideal for businesses focused on chinese customers.
Frequently Asked Questions
What is the difference between JCB and UnionPay?
JCB is best for japanese customers, while UnionPay is best for chinese customers. JCB charges 2.95-3.5% and UnionPay charges 0.8%. They differ in supported features, regions, and payment methods.
Which is cheaper, JCB or UnionPay?
JCB charges 2.95-3.5% while UnionPay charges 0.8%. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.
Can I use both JCB and UnionPay together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. JCB and UnionPay can complement each other depending on your needs.