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Melio logo

Melio

B2B payments

A B2B payment platform that lets small businesses pay vendors by ACH, check, or credit card even when vendors don't accept cards. Melio simplifies accounts payable by enabling businesses to earn card rewards while paying suppliers who only accept bank transfers. Free for ACH payments with a simple, user-friendly interface.

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VS
Dwolla logo

Dwolla

ACH Payments

A US-focused ACH payment API that simplifies bank transfers for platforms and businesses. Dwolla provides programmatic access to ACH, real-time payments, and account verification with straightforward per-transaction pricing. Popular among platforms that need to move money between bank accounts without handling the complexity of direct ACH integration.

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Detailed Comparison

Side-by-side feature breakdown

Fees
Melio

Free ACH, 2.9% cards

Dwolla

$0.25 per transaction

Category
Meliotraditional
Dwollatraditional
Available Regions
Melio
North America
Dwolla
North America
Key Features
Melio
✓
Low Fees
✓
Startup Friendly
Dwolla
✓
Low Fees
✓
Instant Sandbox
✓
Startup Friendly
SDKs & Libraries
Melio

1 Available

Dwolla

7 Available

Payment Methods
Melio

4 Supported

Dwolla

3 Supported

Common Ground

Shared Regions

North America

Shared Features

Low FeesStartup Friendly

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View Dwolla Details

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