Compare ProvidersFind the best payment solution for your business
Melio
B2B payments
A B2B payment platform that lets small businesses pay vendors by ACH, check, or credit card even when vendors don't accept cards. Melio simplifies accounts payable by enabling businesses to earn card rewards while paying suppliers who only accept bank transfers. Free for ACH payments with a simple, user-friendly interface.
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Dwolla
ACH Payments
A US-focused ACH payment API that simplifies bank transfers for platforms and businesses. Dwolla provides programmatic access to ACH, real-time payments, and account verification with straightforward per-transaction pricing. Popular among platforms that need to move money between bank accounts without handling the complexity of direct ACH integration.
Visit DwollaDetailed Comparison
Side-by-side feature breakdown
Free ACH, 2.9% cards
$0.25 per transaction
1 Available
7 Available
4 Supported
3 Supported
Common Ground
Shared Regions
Shared Features
When to Choose Dwolla
Choose Dwolla if you need features like Instant Sandbox, or you want a broader feature set. With fees of $0.25 per transaction, it's ideal for businesses focused on ach payments.
Frequently Asked Questions
What is the difference between Melio and Dwolla?
Melio is best for b2b payments, while Dwolla is best for ach payments. Melio charges Free ACH, 2.9% cards and Dwolla charges $0.25 per transaction. They differ in supported features, regions, and payment methods.
Which is cheaper, Melio or Dwolla?
Melio charges Free ACH, 2.9% cards while Dwolla charges $0.25 per transaction. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.
Can I use both Melio and Dwolla together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Melio and Dwolla can complement each other depending on your needs.