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PagSeguro

PagSeguro

Brazilian Market

VS

MercadoPago

Latin American E-commerce

MercadoPago
Fees from
2-5% vs 2-4% (varies by country)
Features

2 shared

Regions

1 shared

Pay methods

8 shared

5 unique to PagSeguro · 2 unique to MercadoPago

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Show full specs
2 features · 15 payment methods · 1 regions. We don't rank these — they're here for reference.
PagSeguro PagSeguro
MercadoPago MercadoPago
Quick Facts
Fees
Standard transaction rate
2-5%
2-4% (varies by country)
Settlement
Time to receive funds
14–30 business days
14–30 business days
Founded
2006
2003
Headquarters
São Paulo, Brazil
Buenos Aires, Argentina
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Instant Payout
✓
✓
Startup Friendly
✓
✓
Payment Methods
PagSeguro leads (13 vs 10)
Amex
✓
✓
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Boleto
✓
✓
Cash Unique
—
✓
Diners Unique
✓
—
Elo
✓
✓
Google Pay Unique
✓
—
Hipercard
✓
✓
Mastercard
✓
✓
Oxxo Unique
—
✓
Pix
✓
✓
Qr Code Unique
✓
—
Samsung Pay Unique
✓
—
Visa
✓
✓
Regions
Latin America
✓
✓

PagSeguro is best when you...

Brazilian Market
View PagSeguro

MercadoPago is best when you...

Latin American E-commerce
View MercadoPago

Frequently Asked Questions

What is the difference between PagSeguro and MercadoPago?
They share 8 payment methods and 1 region. PagSeguro adds Apple Pay, Diners Club, Google Pay and 2 more that MercadoPago does not list; MercadoPago adds Cash, OXXO that PagSeguro does not list.
Which is cheaper, PagSeguro or MercadoPago?
PagSeguro has published rates from 2-5%; MercadoPago has published rates from 2-4% (varies by country). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PagSeguro and MercadoPago?
PagSeguro lists 1 region and 13 payment methods; MercadoPago lists 1 and 10. both cover Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PagSeguro and MercadoPago compare on integration and settlement?
both offer a sandbox; both support webhooks; PagSeguro settles in 14–30 business days, MercadoPago in 14–30 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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