MercadoPago logo
regional Buenos Aires, Argentina

MercadoPago

The dominant payment platform in Latin America, part of the MercadoLibre ecosystem. MercadoPago supports the full range of regional payment methods including cards, bank transfers, cash payments, and PIX in Brazil. Essential for any business expanding into Latin American markets where local payment methods are crucial for conversion.

Fees from
2-4% (varies by country)
Settlement
14–30 business days
Coverage
7 countries
Payment methods
10
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with MercadoPago before signing. Visit Website is an external link; we may earn a commission.

MercadoPago overview

Best for

Latin American E-commerce

Key features

Instant Payments
Startup Friendly

MercadoPago pricing & fees

Pricing structure

Pricing
2-4% (varies by country)
Your business must be registered in
Not disclosed
Headquarters
Buenos Aires, Argentina
Founded
2003

See how MercadoPago's fees stack up

Compare pricing side by side with similar providers.

Compare fees

MercadoPago settlement & payouts

Payouts

Settlement time
14–30 business days
Settlement currencies
Not collected yet

MercadoPago API & integration

API Profile

Sandbox
Available
Webhooks
Supported

Platforms

MobileOnline

Official SDKs

.NETJAVANodePHPPYTHONREACTRUBY

MercadoPago coverage & payment methods

Regions

Latin America

Supported countries

7 countries
ARBRCLCOMXPEUY

Payment methods

AmexBank TransferBoletoCashEloHipercardMastercardOxxoPixVisa

MercadoPago licensing & compliance

Login to show compliance

Licenses, regulators, registry records and legal entities for MercadoPago — free with a PaymentProviders account.

1 legal entity

Log in — it's free

Using ChatGPT or Claude? Ask it to prepare your application to MercadoPago. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it

Not sure MercadoPago is the right fit?

Answer a few quick questions and get matched with providers that fit your business — free.